General Discussion

Attilatheblond

(8,123 posts)

18. You are most welcome. We will survive with each other's help in the coming years.

Sat Feb 15, 2025, 05:41 PM

Feb 2025

I have a knee injury, so about all I can do right now is sit at my computer and find stuff. We make a great pair!

Feel free to message me if there is any other searching you need help with. Can't guarantee I will get on it right away, but I check in with DU several times a day.

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hedda_foil biophile redstatebluegirl Blue Dotty

68 replies

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Is our money safe in banks? [View all] usedtobedemgurl Feb 2025 OP

No Big Blue Marble Feb 2025 #1

No. Not anymore. I plan to move CousinIT Feb 2025 #2

What makes you think that is any better? MichMan Feb 2025 #4

Well, at least the governance and deposit insurance are different Susan Calvin Feb 2025 #5

Besides not supporting a damn big bank, deposits are insured by a different entity than FDIC. Nt CousinIT Feb 2025 #21

I use a local small community bank MichMan Feb 2025 #22

A credit union is more unlikely to make risky investments with depositors money. Liberal In Texas Feb 2025 #62

I guess my local community bank with $1.1 billion in deposits and 13 branches is risky and gambling with my money MichMan Feb 2025 #64

Credit unions are also covered by the FDIC. mountain grammy Feb 2025 #49

I believe credit unions are covered by a similar but different agency - the NCUA. alwaysinasnit Feb 2025 #53

Yes you are correct mountain grammy Feb 2025 #54

... alwaysinasnit Feb 2025 #55

That's not true... SnoopDog Feb 2025 #57

Hasn't there already been a plan of getting rid of the FDIC? Attilatheblond Feb 2025 #3

Have they? Is that one of the agencies they cut employees on already? usedtobedemgurl Feb 2025 #10

So far, seems the FDIC is still viable, but Trump's masters want banking de-regulated, so maybe a matter of time? Attilatheblond Feb 2025 #12

Thank you. usedtobedemgurl Feb 2025 #14

You are most welcome. We will survive with each other's help in the coming years. Attilatheblond Feb 2025 #18

Thank you. usedtobedemgurl Feb 2025 #33

Most of us humans are missing out on common sense in one form or another lostnfound Feb 2025 #31

DUers are, indeed, very awesome. usedtobedemgurl Feb 2025 #42

do NOT do that "trusted friend thing" Skittles Feb 2025 #28

Ordinarily, I wouldn't but this friend is truely a good friend and I trust completely Attilatheblond Feb 2025 #38

I still advise against it Skittles Feb 2025 #40

I'm seconding the "trusted friend" thing. Esp if you're a woman and it's a male. CousinIT Feb 2025 #68

You KNOW what will happen if they get that surname thing through jmowreader Feb 2025 #44

I never married or changed my name Meowmee Feb 2025 #60

There is ZERO chance of that law passing Wiz Imp Feb 2025 #61

If you wake up to an account balance of zero Frasier Balzov Feb 2025 #6

I guess we need fo print out banking statements now. usedtobedemgurl Feb 2025 #8

That reminds me, I MUST get accounts with the 3 major credit reporting companies & put a freeze on any new accounts Attilatheblond Feb 2025 #15

Think it's safe, until people lose confidence in government. At that point, better have gold buried out back. Silent Type Feb 2025 #7

Do you think the dollar will! Totally collapse? usedtobedemgurl Feb 2025 #9

My opinion for what it's worth sweetapogee Feb 2025 #13

I value the opinions of folks on this board. usedtobedemgurl Feb 2025 #16

The dollar isn't going anywhere radius777 Feb 2025 #48

for the foreseeable future sweetapogee Feb 2025 #63

No way is it safe KT2000 Feb 2025 #11

Abolishing the FDIC would likely trigger a run on the banks - Ocelot II Feb 2025 #17

Didn't trump just make one of his lackeys in charge of all credit unions? usedtobedemgurl Feb 2025 #23

No, but the shutdown of the CFPB leaves some regulatory uncertainty Ocelot II Feb 2025 #35

Thank you! We have three accounts with the credit union. usedtobedemgurl Feb 2025 #37

I read they were getting rid of that safety net. When trump won I decided to take my 300k LizBeth Feb 2025 #19

Do you have a link about getting rid of it? I need to follow that story. usedtobedemgurl Feb 2025 #24

Google is just showing conversation about it, quick perusal. But down below there is LizBeth Feb 2025 #47

I assume it paid off the condo? usedtobedemgurl Feb 2025 #27

Exactly. It bought the condo lowering monthly expenses as much as I can, protect money LizBeth Feb 2025 #46

It depends on what information Musk's computer raiders got and what they do with it. Botany Feb 2025 #20

I like YOUR acronym for DOGE. usedtobedemgurl Feb 2025 #25

Please feel free to use it. Botany Feb 2025 #51

I prefer "Department of Government Evisceration" LudwigPastorius Feb 2025 #67

I'm not at all paranoid my savings are going to be stolen MichMan Feb 2025 #26

I am only worried about social security usedtobedemgurl Feb 2025 #30

Musk needs every cent to go to Mars. Blue Full Moon Feb 2025 #34

Hope he goes and stays there. usedtobedemgurl Feb 2025 #43

He can leave on one of his rockets right now Blue Full Moon Feb 2025 #45

Hell no... Lovie777 Feb 2025 #29

Problem is direct deposits, no checks. Almost like this was planned. Blue Full Moon Feb 2025 #32

Not trying to be dumb.... usedtobedemgurl Feb 2025 #36

I've ALWAYS had what little $$$ I have, in local or regional Credit Unions. a kennedy Feb 2025 #39

I switched over my checking account to a Credit Union a few years ago. But why would Scrivener7 Feb 2025 #56

"What ALWAYS worked" may end before we know it. Sadly. Tbear Feb 2025 #59

Here is snopes UpInArms Feb 2025 #41

No. ForgedCrank Feb 2025 #50

If all the banks fail madville Feb 2025 #52

I don't know Meowmee Feb 2025 #58

The S&L Crisis in the 80s 90s should be a warning ThoughtCriminal Feb 2025 #65

For now, but the party is just getting started. LudwigPastorius Feb 2025 #66