General Discussion

DeepWinter

(931 posts)

24. The earlier collection

Reply to NameAlreadyTaken (Original post)

Sun Mar 2, 2025, 07:24 PM

Mar 2025

almost always works out better in your favor the first 15 years, if you make it to that. It ultimately comes dow to what you think your life expectancy is. (Family life expectancy?)

My parents, grandparents, great-grand parents have all lived into their late 80's and up to 99. Even with that, I'm starting at 62, it just makes sense for me.

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SheltieLover

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Start collecting Social Security now? [View all] NameAlreadyTaken Mar 2025 OP

Get it now. OLDMDDEM Mar 2025 #1

My dad got his early mvd Mar 2025 #2

No single answer. Depends on many things. NewHendoLib Mar 2025 #3

I hope that 79 is a typo - Ms. Toad Mar 2025 #21

It's a typo dweller Mar 2025 #28

Fixed. Damn thumb! NewHendoLib Mar 2025 #29

Decision enid602 Mar 2025 #31

? Skittles Mar 2025 #22

Fixed - typo NewHendoLib Mar 2025 #32

heh Skittles Mar 2025 #33

A guy at work is thinking about that - just turned 65. haele Mar 2025 #4

Get it now. jrthin Mar 2025 #5

I was holding out for the maximum payout at 70 1/2 but I still got 2 years kimbutgar Mar 2025 #6

I took SS at 63 and never regretted it. whathehell Mar 2025 #7

I retired at 52. Been retired for 23 years. multigraincracker Mar 2025 #12

It's great that you were, whathehell Mar 2025 #20

me too BlueWaveNeverEnd Mar 2025 #23

I started one year early godsentme Mar 2025 #8

Always take it early. WarGamer Mar 2025 #9

Take it now. While it may not be at risk, you'll LuckyLib Mar 2025 #10

"At least I would be in the system as a beneficiary already." J_William_Ryan Mar 2025 #11

Thank you. Medicare started for me yesterday. NameAlreadyTaken Mar 2025 #14

"It will happen as a phase out" GoodRaisin Mar 2025 #25

What is the Social Security break-even age? AARP article Danascot Mar 2025 #13

Thank you NameAlreadyTaken Mar 2025 #15

I took mine at 62 and calculated 14 years, or age 76, as my breakeven point GoodRaisin Mar 2025 #27

I honestly do not care about "break even" Skittles Mar 2025 #34

I Took It Early ProfessorGAC Mar 2025 #16

Thank you NameAlreadyTaken Mar 2025 #17

I took mine early mnhtnbb Mar 2025 #18

Yes milestogo Mar 2025 #19

Good for you, Miles! SheltieLover Mar 2025 #36

The earlier collection DeepWinter Mar 2025 #24

Thank you for starting this thread... Farmgirl1961 Mar 2025 #26

You know how much longer on earth you have? Emile Mar 2025 #30

No NameAlreadyTaken Mar 2025 #39

Waited until 70+ and able to receive the max unc70 Mar 2025 #35

Personally, I would get in the system asap. SheltieLover Mar 2025 #37

Definitely start now. MiKenMi33 Mar 2025 #38

Already have it, due to disability sakabatou Mar 2025 #40

wondering if I take half my spouses' now, when he passes, do I still just get half or his full? halobeam Mar 2025 #41

Info about survivors benefits mnhtnbb Mar 2025 #42

:) thank you mnhtnbb !! halobeam Mar 2025 #43