American business leaders are turning on Trump -- fast

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52. Defined benefit pensions require the employer to increase their

Contributions if the investment returns fall short and the plan is then underfunded. The risk is on the employer. This is one reason why corporations terminated pension plans in favor of 401ks, where the employee bears the risk.

With few exceptions (such as employee stock ownership plans, which are a small minority of defined contribution plans), employers can allow up to 20% investment in employee stock.

https://www.ey.com/en_us/insights/tax/company-stock-in-401k-plans-the-good-the-bad-and-the-risky#:~:text=Some%20plans%20have%20imposed%20limits,%2C%20the%20limit%20is%2020%25.