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In reply to the discussion: Gun Liability Insurance [View all]slackmaster
(60,567 posts)91. It seems you asked the wrong question, if you asked anyone anything at all, which I doubt.
The question was whether or not having a gun in your home affects your liability premium.
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If insurance companies could quantify the risk posed by gun ownership, they would be charging for it
slackmaster
Dec 2012
#45
So you support approaches that result in defacto classism and racism?
ProgressiveProfessor
Dec 2012
#10
When the effect of a program falls disproportionately on the poor and minorities, that is what it is
ProgressiveProfessor
Dec 2012
#14
In their zeal to do what they consider good things, people often ignore disproportionate impact.
ProgressiveProfessor
Dec 2012
#24
Protecting the weaker and threatened from those who would attack and prey upon them is pretty
ProgressiveProfessor
Dec 2012
#37
It is a very full and competitive market with both large and small companies
ProgressiveProfessor
Dec 2012
#36
Yeah, but less guns would be to everyone's benefit except those in gun and fear business.
Hoyt
Dec 2012
#23
Why even fuck around? Why not just make most types of guns illegal? We can do it
WastedSaint
Dec 2012
#5
americans are brainwashed to think killing 20 kids is only bad for a week or 2 nt
msongs
Dec 2012
#18
Others have said the only reason for ARs with 30 round magazines is zombies
ProgressiveProfessor
Dec 2012
#29
Seems you have over nineteen thousand posts. Are they mostly harrassing and abusive?
Loudly
Dec 2012
#31
Good idea. Require gun owners to carry at least as much insurance as I carry on my car.
Dems to Win
Dec 2012
#38
It behooves anyone who owns or rents a home to carry liability insurance, guns or no guns
slackmaster
Dec 2012
#43
The funny thing is, you know who would be the major provider of such insurance?
X_Digger
Dec 2012
#49
If they could justify higher premiums for people who own guns, they would be charging them already
slackmaster
Dec 2012
#50
As a parent I'd be so comforted to receive a check from an insurance company after my kid's killed
riderinthestorm
Dec 2012
#51
Actuaries have ran the numbers- it doesn't represent a tangible risk worth quibbling over.
X_Digger
Dec 2012
#64
The courts and insurers already know how to calculate liability in wrongful death cases, bongbong.
slackmaster
Dec 2012
#72
Perhaps you don't understand how the insurance business works, or what policies cover.
slackmaster
Dec 2012
#80
Again you are demonstating that you don't have any idea what you're talking about, bongbong.
slackmaster
Dec 2012
#87
That's exactly what my agent told me, and I've heard similar stories from many people
slackmaster
Dec 2012
#85
It seems you asked the wrong question, if you asked anyone anything at all, which I doubt.
slackmaster
Dec 2012
#91
If I shoot someone with justification and that person thinks I should pay money,
slackmaster
Dec 2012
#107
If you have no idea where that "nutsy" idea came from, you haven't been following closely.
X_Digger
Dec 2012
#104
Try talking about the subject at hand, not whatever you *think* the subject is. n/t
X_Digger
Dec 2012
#105
It's not always intuitively obvious what factors can increase or decrease risk, or by how much
slackmaster
Dec 2012
#76
Make it mandatory and to cover all costs, public and private, associated with firearms in the US.
leveymg
Dec 2012
#78
I would rather tax them but requiring them to be insured is a good idea too.
Ganja Ninja
Dec 2012
#106