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Prairie Gates

(8,640 posts)

18. The only time the customer is made to pay

Reply to RobinA (Reply #14)

Thu Apr 17, 2025, 12:41 PM

Apr 2025

Is when the fraud is committed by somebody they know and they refuse to press criminal charges. That's considered tacit acceptance of the charges.

BofA does not charge the customer for fraudulent use of a credit card.

The description of events in this thread is not really consonant with how fraud departments work, or even credit card statutes in most states. The question of who the "third party" is will probably be of crucial importance.

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Sogo SheltieLover kcoates

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Help! My credit card fraud claim was denied. [View all] leftyladyfrommo Apr 2025 OP

Did you call the police? Johnny2X2X Apr 2025 #1

Yep, step 1 report stolen identity and get official police report JCMach1 Apr 2025 #15

They denied it right away ? JI7 Apr 2025 #2

Yes. And then they reopened it and leftyladyfrommo Apr 2025 #4

This message was self-deleted by its author Dennis Donovan Apr 2025 #3

self-deleting above - misunderstood OP Dennis Donovan Apr 2025 #5

That's nuts and so outside your normal purchasing routine it should have Tadpole Raisin Apr 2025 #6

I'd call an attorney. CrispyQ Apr 2025 #7

Yah I did that - I feel so much more secure. nt Tadpole Raisin Apr 2025 #10

Why was it denied? What did BofA say? sinkingfeeling Apr 2025 #8

They can't deny it Prairie Gates Apr 2025 #9

Probably best to get an attorney. You might have to go after the 3rd party for the scheme. Good luck. Silent Type Apr 2025 #11

I'm sorry this is happening to you EuterpeThelo Apr 2025 #12

Holy crap!!!! That's a lot of people involved in consumer complaints eh??? a kennedy Apr 2025 #25

Thank you. That's very helpful. leftyladyfrommo Apr 2025 #13

It sounds like this bank manager is going to save the day for you FakeNoose Apr 2025 #28

I've Never RobinA Apr 2025 #14

The only time the customer is made to pay Prairie Gates Apr 2025 #18

Won't help you now, but everyone should put a freeze on their information at the three big credit reporting agencies: Sogo Apr 2025 #16

"BofA raised my credit limit because a 3rd party requested it." Sogo Apr 2025 #17

No, it does not make sense Prairie Gates Apr 2025 #19

The 3rd party hacked into and stole leftyladyfrommo Apr 2025 #20

Who is the "3rd Party "? forthemiddle Apr 2025 #21

Probably a hacker...I had someone steal my identity and try to max out Demsrule86 Apr 2025 #23

Indeed Prairie Gates Apr 2025 #24

When you get your new phone go into the app Tadpole Raisin Apr 2025 #26

You need to call the police and appeal the rejection...you may need a lawyer. Demsrule86 Apr 2025 #22

I had a similar problem years ago DBoon Apr 2025 #27

I worked in fraud at a major credit card years ago... Self Esteem Apr 2025 #29

Exactly right Prairie Gates Apr 2025 #30