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In reply to the discussion: Enrolling in Medicare [View all]

haele

(15,455 posts)
13. I did that last year. Has to enroll to keep my Tricare for life
Tue Oct 14, 2025, 01:21 PM
Oct 2025

Here's the issue. You are required to enroll in Medicare, but you can put off paying for it if you're working and it's going to be too expensive to have both your workplace insurance and Medicare. However, once you retire and stop getting your work insurance, you will need to pay back the time you weren't paying after you turned 65.
Which, if you plan to stay employed to get max SSI or Pension/TSP, ect...might end up close to $10k or more, depending on how much they determined your income would bear.

My situation is such that I need to pay $157 a month for my Medicare to keep my Tricare for Life, which so far has paid everything for me (severe arthritis, old age problems in general) that my Aetna Health and United Concordia Dental/Vision doesn't. My younger spouse and grandkids still get the Tricare, it's just an additional cost for me.

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Enrolling in Medicare [View all] mwmisses4289 Oct 2025 OP
Not familiar with them, but don't trust them. W_HAMILTON Oct 2025 #1
Message auto-removed Name removed Oct 2025 #16
I know what Medicare Advantage is and I would never recommend it to anyone. W_HAMILTON Oct 2025 #28
Post removed Post removed Oct 2025 #30
My wife went through this a few months ago Shrek Oct 2025 #2
It's really not difficult. Don't pay anyone to help you. NewHendoLib Oct 2025 #3
One of my law partners introduced me to a member of our Temple who helped me LetMyPeopleVote Oct 2025 #4
Thank you for your replies. mwmisses4289 Oct 2025 #5
Call your local senior center & the Council on Aging SheltieLover Oct 2025 #6
THIS! bluestarone Oct 2025 #7
In Washington State, we have the volunteer RSVP program. cilla4progress Oct 2025 #8
Wish I still lived in Washington state, loved it and consider it home. mwmisses4289 Oct 2025 #12
oh no ! cilla4progress Oct 2025 #17
If you can, stay away from Advantage plans. Emile Oct 2025 #9
Not good advice. Sogo Oct 2025 #14
We buried my older brother in April because his Emile Oct 2025 #19
I'm so sorry for your loss. area51 Oct 2025 #45
Thank you Emile Oct 2025 #47
Supplemental plans have caps, as well, Ms. Toad Oct 2025 #20
Supplemental plans can have very expensive monthly premiums, and Sogo Oct 2025 #21
Less expensive than $9000+ in medical expenses every year. Ms. Toad Oct 2025 #22
When my 95-year-old mother died in 2010, she was paying $548 per month in supplemental insurance; that's $6576 annually. Sogo Oct 2025 #24
States have nothing to do with Medicare SickOfTheOnePct Oct 2025 #37
Yes, they do. Ms. Toad Oct 2025 #38
I'm talking about Medicare itself... SickOfTheOnePct Oct 2025 #39
You were responding to my post, which explicitly specified Medicare + Supplement. An Ms. Toad Oct 2025 #41
I was responding to this statement SickOfTheOnePct Oct 2025 #42
What do you think the parenthetical comment means? Ms. Toad Oct 2025 #43
My mom had a catastrophic medical condition (stroke). W_HAMILTON Oct 2025 #31
Advantage plans spend a ton of money on advertising and paid telephone calls LetMyPeopleVote Oct 2025 #34
+1. And an army of salespeople in every grocery store who get a commission and revenue stream from Advantage policies dalton99a Oct 2025 #48
Start your sign-up now Nigrum Cattus Oct 2025 #10
Just communicate directly with Medicare. The will give you all the information you need. enough Oct 2025 #11
That is what we did. murielm99 Oct 2025 #33
I did that last year. Has to enroll to keep my Tricare for life haele Oct 2025 #13
Medicare Choices and Medicareschool.com djtexas Oct 2025 #15
if you don't sign up for medicare part D at 65, you will be penalized Emile Oct 2025 #18
Yes, you have to be careful about that Shrek Oct 2025 #40
The state SHIP office is a good resource. Ms. Toad Oct 2025 #23
Just go get it from the source hunter Oct 2025 #25
I enrolled online Skittles Oct 2025 #26
My husband retired from his job that provided health care. kimbutgar Oct 2025 #27
Free Medicare Advice: Chapter 706-312-8635 Nictuku Oct 2025 #29
I can only speak to my experiance Wifes husband Oct 2025 #32
I don't know Rebl2 Oct 2025 #35
My doctor's office recommended a specific insurance agent & gave me a card BlueSpot Oct 2025 #36
There is no penalty for delaying enrollment in parts B and D, if ... JustABozoOnThisBus Oct 2025 #44
In Oregon, I went to an independent insurance agent MurrayDelph Oct 2025 #46
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