Enrolling in Medicare

[MurrayDelph]

46. In Oregon, I went to an independent insurance agent

who went through all of my options. Because I travel a lot, I didn't want to be stuck with an Advantage plan which, like a PPO, only covers you if you go to one of THEIR doctors, and even then only if they want to.

The main other takeaway was that since I was already on Social Security, getting Medicare starting on my 65th birthday month would be easy. If I'd needed to sign up for both, it might have taken longer.

So, my advice, which I admit is just as valid as all of the others her (and worth what you paid for it), is to start looking into it now, so it'll be set up by the birthday.