General Discussion

moniss

(9,031 posts) Wed Oct 15, 2025, 12:28 PM Oct 2025

I finally have rid myself of United Health Care [View all]

and the way they ripped me off in 2025 on the drug plan. They never sent me a notice about premiums skyrocketing until it was after the end of open enrollment for 2025. I ended up paying almost $100 per month plus $15 per prescription for just basic minimal dosage blood pressure pills and a statin.

So now my new plan from Wellcare is $0 monthly premium and $0 for my prescriptions. No income considerations needed. That gives an idea of how big the ripoff is that UHC has been getting away with. I have been an AARP member for years but their coziness with UHC is making me reconsider and I don't know whether I will continue because I get better discounts on travel etc. without it and my roadside service plan is better and cheaper through my insurance company. I know they lobby but that tie to UHC really troubles me.

31 replies

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I finally have rid myself of United Health Care [View all] moniss Oct 2025 OP

AARP is an insurance broker that shills to seniors. hedda_foil Oct 2025 #1

Long ago they figured out that seniors don't do independent research. Are easily led by the nose. erronis Oct 2025 #7

My union just switched us to them. Pisses me off. 35% denial of claims. Scrivener7 Oct 2025 #2

If you are referring to UHC, Atena, etc. your Doctor should be able to write a letter to them telling them lostincalifornia Oct 2025 #4

As long as you don't need more exotic drugs such as repatha, jardiace, or drugs that aren't generic, lostincalifornia Oct 2025 #3

My deductible is less than $700. I don't know moniss Oct 2025 #5

If it is a non generic newer drug like repatha or one of the GLP1 drugs lostincalifornia Oct 2025 #14

I'm saying I don't understand what you mean by what I put in quotes. moniss Oct 2025 #15

repatha is a different matter. Ms. Toad Oct 2025 #20

Good to know Joinfortmill Oct 2025 #23

That's nonsense. Ms. Toad Oct 2025 #19

Thanks so much for this post - will looking at Well Care for my 2026 Medicare Advantage Plan. n/t iluvtennis Oct 2025 #6

If possible, I would consider getting off the so-called "advantage" plan. littlemissmartypants Oct 2025 #10

I totally agree -- MA is bad news. Scottie Mom Oct 2025 #12

Is it ok if I link this to iluvtennis? littlemissmartypants Oct 2025 #13

I saw your message for looking at non Medical Care Advantage plan - I will explore all the options. Thank you! n/t iluvtennis Oct 2025 #16

Oh, good! Contact your local Senior Center. They are really helpful. littlemissmartypants Oct 2025 #17

Thanks for the info. I'm switching from Advantage plan (qualifying event) to Original Medicare Joinfortmill Oct 2025 #8

Make sure you price check all plans available, Ms. Toad Oct 2025 #21

Thanks much Joinfortmill Oct 2025 #22

Every year, all insurance companies change their Medicare Part D plans dlk Oct 2025 #9

Excellent points. I think some believe that one can... littlemissmartypants Oct 2025 #11

Not at all dlk Oct 2025 #27

The system is extremely complicated... littlemissmartypants Oct 2025 #30

Yes, and Rx price gouging is at an entirely new level for 2026 dlk Oct 2025 #31

Insurance companies are free to charge whatever the market will pay for their plans. Ms. Toad Oct 2025 #18

This is the first year that Wellcare is available in my state, and I just signed up for it. Sogo Oct 2025 #24

My point wasn't to sign up for Wellcare - Ms. Toad Oct 2025 #25

I didn't sign up because of anything you said. Sogo Oct 2025 #26

Wellcare is a good option for seniors taking certain generic prescriptions dlk Oct 2025 #28

Plug in your actual drugs - don't go be the generic pricing Ms. Toad Oct 2025 #29