General Discussion

Yo_Mama

(8,303 posts)

42. And lucky - don't forget the luck

Thu Dec 27, 2012, 11:46 AM

Dec 2012

Also, how shall I put it - perhaps a bit uncharitable?

Always having your house in financial order means that you have have never given your nest egg to help someone in real trouble - usually through no fault of their own.

I'd rather know, deal, date and lend to someone who has got in trouble a few times because they were helping others in desperate need out.

So very few of us are really wealthy enough to both be very charitable and always secure. I'd prefer those who were mentally and morally strong enough to take an occasional financial risk to help another human being in need out. One of the reasons for saving is not just to make yourself secure, but to be able to help others out when they are in need.

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Perfect 10? Nevermind That. Ask Her for Her Credit Score [View all] The Straight Story Dec 2012 OP

That's f'ed up IDoMath Dec 2012 #1

You don't have to be rich to have a good score. Confusious Dec 2012 #2

Or, one could have experienced an unfortunate life event blueamy66 Dec 2012 #6

Yea that too Confusious Dec 2012 #9

You just have to be lucky enough never to have run into bad luck Orrex Dec 2012 #7

The problem with abolishing them Confusious Dec 2012 #11

Then they should be open and transparent for anyone who wants access to them. Orrex Dec 2012 #14

Are you taking about being "open and transparent" Confusious Dec 2012 #21

The methodology should certainly be transparent Orrex Dec 2012 #32

People have privacy rights defended by federal law Yo_Mama Dec 2012 #41

Well, what I mean is... Orrex Dec 2012 #49

I agree Yo_Mama Dec 2012 #51

That is what ticks me off about the unsolicited credit scores exboyfil Dec 2012 #34

And lucky - don't forget the luck Yo_Mama Dec 2012 #42

I don't think it's shallow mythology Dec 2012 #5

No, it's shallow Orrex Dec 2012 #13

Few? Lurker Deluxe Dec 2012 #18

Bank of America falsely reported derogatory credit against me on someone else's delinquent account slackmaster Dec 2012 #20

I agree Lurker Deluxe Dec 2012 #27

A 120-day default on a revolving credit card with a $12,000 balance will ding you about 200 points slackmaster Dec 2012 #29

Heh Lurker Deluxe Dec 2012 #33

Getting my scores to 800+ took over 30 years of responsible financial behavior. I'm proud of it. slackmaster Dec 2012 #35

Consider: Orrex Dec 2012 #31

I agree Lurker Deluxe Dec 2012 #37

Ah, yes. The old "you should have planned ahead" mantra Orrex Dec 2012 #39

And I will agree with you all day. Lurker Deluxe Dec 2012 #48

+1 blueamy66 Dec 2012 #19

I am, but I'm not going to put myself in a precarious financial situation for somebody else mythology Dec 2012 #47

No, It's Shallow... It's the new classism IDoMath Dec 2012 #24

I made an interesting point to my daughter exboyfil Dec 2012 #36

My daughter's ex boyfriend was really "interested" in her madmom Dec 2012 #61

Great post! Orrex Dec 2012 #38

I don't care about the score, but I certainly am interested in a woman's debt situation slackmaster Dec 2012 #3

+1. A big debt situation will equal a bum credit score, though. So that's one way to know Honeycombe8 Dec 2012 #8

Life looks a whole lot different in middle age than it did in our 20s, eh? slackmaster Dec 2012 #12

Yes! One thing: All those guys who didn't want to commit when they were young? Honeycombe8 Dec 2012 #17

Actually Lurker Deluxe Dec 2012 #23

I learned that the hard way slackmaster sorefeet Dec 2012 #26

Being alone is a whole lot better than being with someone who is nothing but a burden slackmaster Dec 2012 #52

+1 Go Vols Dec 2012 #55

I'm with you there Tempest Dec 2012 #58

Isn't that kinda the "nuclear option"? I would be open and honest early on and see how CTyankee Dec 2012 #4

Trust....but verify. If he's telling the truth, he won't mind proving it. nt Honeycombe8 Dec 2012 #10

I've seen people get taken advantage of gollygee Dec 2012 #15

The core issue, I believe, is actually honesty slackmaster Dec 2012 #16

Absolutely gollygee Dec 2012 #22

And they say romance is dead. -nt Liberal Veteran Dec 2012 #25

Romance is for suckas slackmaster Dec 2012 #28

A childish dream and a fantasy Tempest Dec 2012 #60

I guess there are people LanternWaste Dec 2012 #30

...and, no later than three days before our first date, please also provide: Buns_of_Fire Dec 2012 #40

While I would never ask.. sendero Dec 2012 #43

if anyone here has ever been involved with someone who is irresponsible financially... wyldwolf Dec 2012 #53

Meh-- on dates, I'm almost always asked-- in some way-- how much money I make. Marr Dec 2012 #44

I guess I just see this differently than most. KarenS Dec 2012 #45

It would be interesting to know the ages of people responding gollygee Dec 2012 #59

She dodged a bullet with that guy--he's a douchenozzle. nt geek tragedy Dec 2012 #46

what a blessing he was that obviously shallow on the first date zazen Dec 2012 #50

"She simply couldn't help it, though. After all, he...worked in finance..." Romulox Dec 2012 #54

I love how people think dates are like a job interview. Dash87 Dec 2012 #56

That's actually a very good question. Tempest Dec 2012 #62

Can't blame him Tempest Dec 2012 #57

No one wants to take on someone else's gnarly debt load. I don't blame them. TwilightGardener Dec 2012 #63

Message auto-removed Name removed Jun 2017 #64