Perfect 10? Nevermind That. Ask Her for Her Credit Score

[Lurker Deluxe]

48. And I will agree with you all day.

Of coarse everyone can plan ahead, things do not always go as planned. I am not going to say that everyone can and will be successful, and have a 800+ credit score.

Some people will simply be better off than others. It is what it is. Am I saying it is fair? No.

What I am saying, is people with 800+ credit scores managed to pull that off. They are less of a credit risk because of that and they benefit from that.

I know people on both sides of the spectrum, I started out in life at the bottom of the totem pole. I made friends back then that I still have today. Some of them are still in the paycheck to paycheck life, and for some ... it is their fault that they live that way. I am not saying that everyone that lives like paycheck to paycheck, it is their fault, but for some the poor choices they make every single day are what keep them where they are.

The average income where I live is about $110K, I bring that average down. I know alot of people who get themselves in trouble by over extending and destroy their credit. I also know people who make 20k a have excellent credit. Life is going to throw you alot of problems, some of them you will bring on yourself, how you deal with them makes you who you are.

In the end, you control those things.