$400,000 per year = $33,333 per month

[RoccoR5955]

69. I know what you mean.

And let me tell you. New Paltz is one of the most expensive places to live in Ulster. So is Woodstock.
I live in Rosendale. I like to call it, "the poor man's Woodstock."

I know that being that you work at West Point, you must be Army, but if you would like to sail, show up at the Beacon Sloop Club on the first Friday night at around 6 or so, and get involved with a lot of good people on the Hudson River. They have a pot luck dinner, (so bring a dish to share, your own plate, and utensils) followed by a meeting, ending up with an old time Hootenanny. The musicians there are quite good, and some are quite famous.
They also do a number of festivals in the park, by the riverfront. They also own the sloop Woodie Guthrie, a 1/3 size gaff-rigged sloop, modeled after the Sloop Clearwater.
And don't worry about kids, the place is quite kid friendly, and prides itself as such.
During the warmer months, they have work parties, and sail the Woodie every week night. The winter months are dedicated to performing necessary maintenance to the boat, as well as other boats that the club owns.
I had a lot of fun there when I lived closer, but these days, I don't get out of work until late.
And finally, don't worry about the cost. It's a "pay what you can" kind of membership.