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liberal_at_heart

(12,081 posts)

12. I would love if exercise would solve all my problems

Wed Jan 2, 2013, 02:10 AM

Jan 2013

My son has autism. I have the brca1 gene that puts me at risk for cancer. My husband has glaucoma, uvitis, migraines, acid reflux, and takes several prescriptions. My daughter just turned 18 so we don't yet know if she has the brca1 gene. She will need to get tested for the gene and if she is positive will need to have regular preventative screening or possibly even preventative surgery. That is why our premiums are so high and unfortunately exercise doesn't solve everything. I'm always uneasy about finances but right now I am more scared than I have been in a long time. I am wondering if I'm living in an illusion thinking I can be this responsible person and have all this insurance when in truth I can't really afford it. I'm just feeling very scared right now.

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I swear I'm about ready to cancel all insurance [View all] liberal_at_heart Jan 2013 OP

I gave up dental when I was paying more in preminums... Historic NY Jan 2013 #1

yeah we already decided the vision insurance wasn't worth the money but liberal_at_heart Jan 2013 #2

The question is whether you have the discipline to actually put the money in a savings account. stopbush Jan 2013 #3

I changed my health insurance to a plan with an HSA (Health Savings Account) Lex Jan 2013 #6

in my poorer days Skittles Jan 2013 #14

I don't know how old you are, but I had my gall bladder removed a couple of years ago Booster Jan 2013 #4

The reason premiums are so high is that so many are afraid to cancel. reformist2 Jan 2013 #5

The other thing to keep in mind is that if you have insurance, SheilaT Jan 2013 #7

If you are fairly healthy, consider a high deductible policy. Nye Bevan Jan 2013 #8

I pay 237. per month.... RichGirl Jan 2013 #9

so many people claim they have no time for exercise Skittles Jan 2013 #10

I would love if exercise would solve all my problems liberal_at_heart Jan 2013 #12

I hear you l_a_h Skittles Jan 2013 #13

You may want to rethink about the car insurance. Lady Freedom Returns Jan 2013 #11

Yes, but remember if you get sick and really need care they'll cancel your policy. Scuba Jan 2013 #15

It disgusts me that a thread like this even exists in the 'best country on the planet.' CrispyQ Jan 2013 #16