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Raftergirl

(1,861 posts)
2. My mom's homeowners just went up $500/month. She is not in a flood zone and on the 5th floor of a
Wed Apr 8, 2026, 06:46 PM
Apr 8

six floor condo. Fortunately for her, her condo association has always fully funded their reserves so has not been hit with that mess.

Of course she had minimal damage from a few hurricanes (water came in through her windows one time from sideways rain) but others suffered more - mainly damages terraces. I think that was from the spin up tornados you get with hurricanes.

She also pays somewhere around $350/month for car insurance for one car. I pay $239/month for two cars in NYS. And my homeowners is dirt cheap at $144/month.

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