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Soul_of_Wit

(119 posts)
18. Medicare Advantage plans are great until they are not
Wed Apr 15, 2026, 01:08 PM
Apr 15

They vary from state to state, so it is possible that some states do have better MA plans than other states do. The real risk is that the plan may decide at some point to not cover something that you need to survive. Your only option at that point is to go back to Medicare. The catch is that you now may pay more for your supplement plan (think preexisting condition.)

Personally, I can afford the additional costs of Medicare. I do understand that is not the case for everyone. The simple truth is that Medicare Advantage exists to make profits for the insurance companies offering them. This gives them a financial incentive to limit coverage.

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That's part of the plan to privatize Medicare CousinIT Apr 15 #1
K'n'R for visibilty justaprogressive Apr 15 #2
DURec leftstreet Apr 15 #3
Brokers with integrity will steer you away from M.A. Auggie Apr 15 #4
Good information to know. badhair77 Apr 15 #5
Just DON'T get Medicare Advantage. Lower price up front, skimpy coverage when you need it. They... dutch777 Apr 15 #6
I was born with a bicuspid valve...it gave out in 2022...multiple surgeries including Demsrule86 Apr 15 #8
Pretty much the same here. Not all medicare advantage programs are alike. Mine has been Trailrider1951 Apr 15 #9
So true...mine has been great! Demsrule86 Apr 15 #12
All advantage plans take tax payers dollars when you are relatively young and healthy and suck public dollars into questionseverything Apr 15 #16
Glad it has worked for someone. My sister fell and had a stroke and her Adv plan limited her treatment terribly. dutch777 Apr 16 #19
Original medicare Wifes husband Apr 16 #20
Please stop. Demsrule86 Apr 15 #7
We have had a MA plan since we both turned 65. That was 15 years ago. Katinfl Apr 15 #17
This is just not true. Wifes husband Apr 16 #21
My broker told me that dflprincess Apr 15 #10
My husband rolls onto medicare in May. MontanaMama Apr 15 #11
My care since the first open heart surgery in 2023 has cost more than a million dollars. Demsrule86 Apr 15 #13
This is wonderful! I'm so happy for you. MontanaMama Apr 15 #15
Medicare Advantage plan shortened my brothers life. Emile Apr 15 #14
Medicare Advantage plans are great until they are not Soul_of_Wit Apr 15 #18
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