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eridani

(51,907 posts)
Wed Jan 16, 2013, 07:43 AM Jan 2013

PA advocates want single payer; 'Obamacare' doesn't go far enough [View all]


http://www.pnhp.org/print/news/2013/january/pa-advocates-want-single-payer-obamacare-doesnt-go-far-enough

But about five years ago, things changed. Goulden was diagnosed with chronic liver disease and as he watched his insurance premiums skyrocket, he said he realized why he had never before had a problem with the company - he had never been sick.

"They pushed me out," Goulden said. "I faced the possibility of losing everything I had worked for."

Now a member of the local organization, Adams Hanover Health Care 4 All PA, Goulden works to share his story with others and to push Pennsylvania past President Obama's Affordable Care Act toward what the group believes are even stronger health-care reforms.

After his diagnosis, Goulden said, he quickly recognized the need for sweeping changes. His insurance premiums rose from $300 to $3,100 a month. As the company continued to raise its prices, Goulden said, it simultaneously tried to drop his policy.

Later, he said, the insurance company demanded he submit his federal tax returns to prove that he had a legitimate business.

"The tax returns show how much money I make, so they could use that information to know how much they could charge me in order to push me out," Goulden said. " I called legislators and asked, 'How can they possibly do this?' And I found out that they can. There is no regulation about what they can require you to submit."

So before long Goulden was forced to drop his policy and go without insurance, despite his critical medical condition.
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Remember back when "insurance" meant "sharing risk" instead of "making profits"? Scuba Jan 2013 #1
The ACA doesn't address this sort of thing, really. The high premium part. djean111 Jan 2013 #2
Is $9000/year for health coverage a ridiculous price? Kolesar Jan 2013 #3
I think we will be bled out by insurance companies until we have single payer by default. djean111 Jan 2013 #5
9000/12 = 750. LWolf Jan 2013 #9
Or cancelled when needed based on a previously unknown pre-existing condition? n/t Earth_First Jan 2013 #13
Customers cannot get dropped after 1/1/2014 Kolesar Jan 2013 #16
Young peoples' premiums would be about a third of that Kolesar Jan 2013 #15
Adjustable rates LWolf Jan 2013 #19
I'd say it's deserved Congress-bashing more than anything. HughBeaumont Jan 2013 #7
That was my complaint with Obamacare all along Victor_c3 Jan 2013 #4
So, it would have been better to demand Single Payer and get nothing... brooklynite Jan 2013 #6
It would have been better to allow single payer on the table. LWolf Jan 2013 #10
Single Payer was on the table. HR 676. It died in committee. stevenleser Jan 2013 #18
I haven't forgotten HR 676, LWolf Jan 2013 #20
We are addressing the flaws. djean111 Jan 2013 #12
The "mandate" is what pays for the system ... eom Kolesar Jan 2013 #17
YES, it would have been better Demo_Chris Jan 2013 #14
Waiver on insurance exchanges reteachinwi Jan 2013 #8
Exactly. The waiver was put in to allow Vermont to work toward Single Payer. nt bluestate10 Jan 2013 #21
I had a very bad experience with an insurance company as well. PA Democrat Jan 2013 #11
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