2nd Encounter of the Day.... Over guns this time

[krispos42]

13. So, if I own a gun...

...and it's stolen and used in a crime that has somebody injured or dead, the criminal that used the gun shouldn't be held liable?


If my gun is stolen, how long do I have to keep paying this insurance on it?

I mean, jeez, if my car is stolen, my insurance would only cover the damages to MY car, right? Assuming the car thief hits another car, wrecking both of them, why would my insurance pay for damages to the other car or injuries to either the other driver or the car thief?

I assume I would get what my car is worth from my insurance carrier, but I would not expect them to pay for injuries the car thief or the other driver received. Or for the other car.

There are very few accidents with guns. Committing crimes with guns, and self-defense with guns, is not an accident; it's a deliberate act. I don't expect criminals to get insurance in case they have to kill somebody while knocking over a grocery store, and I don't expect to pay for the medical (or funeral) bills for a criminal that attacks me or mine.