General Discussion

Fumesucker

(45,851 posts)

74. Cars also hurt and kill people and insurance covers that

Sun Feb 10, 2013, 09:06 PM

Feb 2013

You wish for society to cover the costs to society if your guns are stolen from you and misused, I don't have a problem with that actually unless you have been negligent in properly securing those guns, the insurance would be to cover you in case you should at some point become negligent and your guns are stolen and misused to harm someone.

Of course the insurance would also cover any harm you might cause with your guns also.

My point is that there are exceedingly few genuine accidents with firearms and a great deal of negligent acts performed with them, more than a few of which cause sometimes grievous harm to others.

http://negligentdischarge.com/

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2nd Encounter of the Day.... Over guns this time [View all] rsmith6621 Feb 2013 OP

Bet the gun nut was cursing under his breath knowing he was owned libtodeath Feb 2013 #1

Great story and you are making a good point! MindandSoul Feb 2013 #2

Liability insurance doesn't cover inanimate objects. It covers the insured PERSON for screwups. slackmaster Feb 2013 #3

Actually, In Many States, The Insurance Covers The Car ChoppinBroccoli Feb 2013 #11

Ugh. Logic fail on a Sunday no less. The insurance isn't covering the CAR galileoreloaded Feb 2013 #26

Don't know if this applys every where/allways......... wandy Feb 2013 #33

You can't be held liable for the illegal act of another galileoreloaded Feb 2013 #71

I wondered about that... wandy Feb 2013 #87

Say You Own A Honda Civic, And You Have Insurance.......... ChoppinBroccoli Feb 2013 #75

Sigh. Tell you what. I'll give you a car, you insure either the car or you. galileoreloaded Feb 2013 #77

Maybe Learn A Little About The Law, Or At Least Smarten Up ChoppinBroccoli Feb 2013 #79

I oversimplified the concept of vicarious liability which I assume is what galileoreloaded Feb 2013 #81

I Never Said Anything About Guns ChoppinBroccoli Feb 2013 #84

It dependens on the insurance policy... wandy Feb 2013 #88

Excellent education you gave him there - hope he'll pass it on. freshwest Feb 2013 #4

Just to make sure... of what? geckosfeet Feb 2013 #5

Was wondering the same. Go Vols Feb 2013 #12

Great work. klook Feb 2013 #6

Insurance (and lawsuits) are a very potent angle BlueStreak Feb 2013 #7

This. truebluegreen Feb 2013 #8

All true. That's why I think it might be a successful move to build a fund to pay lawyers BlueStreak Feb 2013 #9

The Goldmans won because kudzu22 Feb 2013 #35

If you don't have your guns locked up tight, YOU are responsible. BlueStreak Feb 2013 #69

I couldn't disagree more kudzu22 Feb 2013 #85

Leaving your gun on a table where your 3-year-old can blow his brains out is a CRIMINAL ACT BlueStreak Feb 2013 #86

Cool story bro. Glassunion Feb 2013 #10

Exactly!.. but probably ended more like this.... Ghost in the Machine Feb 2013 #17

So, if I own a gun... krispos42 Feb 2013 #13

If My Car is... rsmith6621 Feb 2013 #14

Can't escape the logic of this marions ghost Feb 2013 #18

As a gun owner, I believe this is true. geckosfeet Feb 2013 #20

Very few accidents with guns, I agree Fumesucker Feb 2013 #16

Owners bear responsibility for negligence marions ghost Feb 2013 #19

So I should pay for some kind of insurance for.... the rest of my life? krispos42 Feb 2013 #23

Are you maintaining that you do not wish to be held responsible for any possible negligence? Fumesucker Feb 2013 #24

Um, yeah. krispos42 Feb 2013 #27

Hey, you buy your ticket and you take your chances Fumesucker Feb 2013 #30

Except that cars are different from guns krispos42 Feb 2013 #73

Cars also hurt and kill people and insurance covers that Fumesucker Feb 2013 #74

Comparative negligence. It's not a new concept. Robb Feb 2013 #45

I'm not tracking. wercal Feb 2013 #80

So if you forget your lighter at a restaurant kudzu22 Feb 2013 #37

Felons and children are prohibited by law from owning lighters? Fumesucker Feb 2013 #38

You're changing your story kudzu22 Feb 2013 #39

Just pointing out one major difference between guns and lighters Fumesucker Feb 2013 #40

I don't know any store that will sell a lighter to a 6 year old kudzu22 Feb 2013 #42

Is it illegal for a six year old to possess a lighter? Fumesucker Feb 2013 #46

Can a six year old start a fire? kudzu22 Feb 2013 #48

If your firearm is adequately secured you have no liability under my scenario Fumesucker Feb 2013 #49

Same for your lighter kudzu22 Feb 2013 #50

Why do the manufacturers put serial numbers on guns and not on lighters? Fumesucker Feb 2013 #52

Target shooting is not Duckhunter935 Feb 2013 #43

The term I referenced was "practical use" Fumesucker Feb 2013 #47

I live in a very poor county in north Florida. Hunting deer and hog is very common here. ... spin Feb 2013 #83

You're braver than I BainsBane Feb 2013 #15

Ahh. The "I will let someone else do the dirty work for me" position. geckosfeet Feb 2013 #21

someone who doesn't feel safe without a gun BainsBane Feb 2013 #22

With concealed carry laws maybe the prudent course would be Nuclear Unicorn Feb 2013 #55

or just behave like a normal person BainsBane Feb 2013 #56

Wait a minute. Nuclear Unicorn Feb 2013 #57

where did I say that? BainsBane Feb 2013 #61

Well Nuclear Unicorn Feb 2013 #63

I said I would not accost him BainsBane Feb 2013 #64

Who said anyhting about accosting? Nuclear Unicorn Feb 2013 #65

I explained myself BainsBane Feb 2013 #66

He never brandished his gun. The OP says he was reaching for his wallet to pay. Nuclear Unicorn Feb 2013 #68

you go from one tangent to another BainsBane Feb 2013 #70

What tangents? Nuclear Unicorn Feb 2013 #72

I lived over 50 years without a gun. I am not paranoid. geckosfeet Feb 2013 #58

no police or politicians are disabling or disarming anyone BainsBane Feb 2013 #60

For dogs sake don't go out and play vigilante. And I have a grip, so to speak. geckosfeet Feb 2013 #67

I Would Have Left The Store otohara Feb 2013 #25

I hear that nt. BainsBane Feb 2013 #31

I carry a gun in public Oneka Feb 2013 #29

what are you afraid of? BainsBane Feb 2013 #32

Afraid? Really? Oneka Feb 2013 #36

the rights trope is a canard BainsBane Feb 2013 #41

Nothing preventing Duckhunter935 Feb 2013 #44

prescribed ways BainsBane Feb 2013 #59

who is "our" Oneka Feb 2013 #78

The state already makes hunting licenses for certain guns. Deep13 Feb 2013 #28

Twice in one day?!?!?! zappaman Feb 2013 #34

Your courage is commendable, but I'd be cautious: most "RKBA enthusiasts" I've run across have apocalypsehow Feb 2013 #51

KICKING! patrice Feb 2013 #53

What state did this happen in? indie9197 Feb 2013 #54

Maybe your screen name should be fgump6621 nt Dreamer Tatum Feb 2013 #62

I'm curious... why did you buy the rifle ecstatic Feb 2013 #76

Simply Target Practice... rsmith6621 Feb 2013 #82