General Discussion
In reply to the discussion: Best health care system in the world my fuckin ass! [View all]csziggy
(34,189 posts)Though I managed to get a lot out of CIGNA last year - two total knee replacements and carpal tunnel surgery. But I had to pay a LOT more out of pocket than I would have if I had gone with their in network providers. For something like my knees and my right hand I am NOT going with second best.
I was lucky that I could pay the difference. Some years that would not have been possible, but last year was good. Of course, that meant less money going into savings, less for extras, less for retirement. At least now I can walk without pain and my right hand no longer goes number. I still have to get carpal tunnel surgery for the left hand and my husband needs foot surgery - which the surgeon won't do without an MRI and CIGNA won't approve the MRI without "treatment" ahead of time.
By the time we are done, we will have tens of thousands less in our savings and the doctors and hospitals will be MUCH richer.