European-style welfare states are lovely!

[Old and In the Way]

56. We don't have freedom of choice!

If we did, we could choose between private options and a public single payer. I've been self-employeed for 10 years and my only choice is private health insurance. For that privilege, I get to pay $1100.00/month, knowing every friggen' time we use the benefits we can expect to have the payout delayed or declined. Why? Because the person dealing with claims is incentivized not to approve claims. My wife has been reduced to tears on more than 1 occasion having to deal with our private health insurer. If I had the choice of paying that $1100.00/month to a private insurance company or the USG, guess which I'd choose in a heartbeat? Yep, the single payer option. Because I know that (1) claims would be processed (as long as it's not a fraudulent claim) and (2) it would be the most cost effective solution for this country. Allowing private insurance companies to be a non-valued added middle-man whose only contribution is to extract an extra 20% from the policy holder-victims for their profits is disgusting.

If we had the choice, I'd wager that overnight, 50% of the private insurance company policy holders would switch and those that remained would see their premium costs escalate. Why should I be forced to subsidize a private corporation for something as basic as healthcare when I know that a public single payer would be cheaper and better?