So how desperate is Chase Bank? [View all]

[Cleita]

I have a Chase Bank credit card that I'm trying to pay down and I forgot to make a payment this month until practically the due date, so I personally went to the local Chase Bank branch to pay it in person so I wouldn't get penalized. I walked into the bank. There was no one there except the employees. A woman jumped out in front of me from a cubicle asking if I needed help. I said no. I was there to make a payment, so I proceeded to the teller to do my business and I left. The whole time no one came in while I was there.

So two days later, I get a phone call from someone who identified themselves as being from Chase Bank and they wanted to tell me about all the wonderful services Chase has. I keep my checking and savings at a local credit union. So I said I wasn't interested. She was so persistent that I had to be blunt and tell her that because the big banks were so greedy and crooked, I would rather put my money in my mattress if I had no other choice. I also said when they stop charging usury interest rates on their credit cards, I could never do business with them under any circumstances. She then backed off and we ended the conversation.

But it occurred to me. Everyone I know locally, even the Republican conservatives keep their money in the credit union bank because they aren't nickeled and dimed with bank charges and fees. Are they starting to hurt? I hope so. Once I get this CC paid off. I'm done with them.