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amandabeech

(9,893 posts)
11. When Roberta, at 50, has to stop working to help an aging relative
Wed Mar 27, 2013, 02:23 PM
Mar 2013

no one wants to hire her and she does project work only. She went without health insurance while caring for the elderly person because she could not work and could not afford health insurance.

However, project work is only available in certain cities where the cost of living is very high--probably because in today's America, cities with work are boom towns.

Boom towns have very high housing costs.

Roberta can't get a policy for less than $1400 because of her age. Even a small apartment in a safe neighborhood costs that much. If she makes less than the maximum to obtain a subsidy for her health care premium under the ACA, she can't afford a safe place to live. If she makes a little more, she loses the subsidy, and still can't afford housing and health insurance.

I'm glad that you will benefit from the ACA, but please keep in mind that not everyone will, and that those who won't benefit are those who are more likely to be older because insurance costs will be based on age, but incomes won't.

Frankly, I'm not too surprised, given that Obama wasn't interested in voters over 50 when he ran the first time. He didn't want their votes because he intended to make life increasingly difficult for them.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Ugh. Misleading title. gcomeau Mar 2013 #1
It's the Wall Street Journal Cali_Democrat Mar 2013 #5
Isn't it re: buying insurance for the first time? HereSince1628 Mar 2013 #13
No, it's not. gcomeau Mar 2013 #16
It wouldn't surprise me if more people than were originally thought will be exempt amandabeech Mar 2013 #2
Let me try for a moment. Festivito Mar 2013 #6
When Roberta, at 50, has to stop working to help an aging relative amandabeech Mar 2013 #11
A homeless elderly person wanting an offspring caretaker to afford a good home area. Festivito Mar 2013 #12
Well, you've nicely mischaracterized the situation to fit your own biases, amandabeech Mar 2013 #20
I was trying to answer your question: "How will that save costs?" Festivito Mar 2013 #29
Let's be honest and look at how much the ACA would actually help Roberta. bornskeptic Mar 2013 #34
The problem comes when a person makes just over 400% of the Federal Poverty Level, amandabeech Mar 2013 #38
They still can Yo_Mama Mar 2013 #14
I believe you're implying they can still drop someone with expensive HC costs. Festivito Mar 2013 #17
ACA DID NOT CHANGE THE WAY LARGE CO INS IS FUNDED Yo_Mama Mar 2013 #22
My attempt was to show how ACA saves money overall. Festivito Mar 2013 #31
It doesn't Yo_Mama Mar 2013 #32
Oh, yes it does. Festivito Mar 2013 #33
It doesn't save money on healthcare spending. Yo_Mama Mar 2013 #37
Plus, who wants to hire someone who spent the last three years not working? amandabeech Mar 2013 #21
BCBS just dumped non-profit status so they can take 20% instead of only 8%. Festivito Mar 2013 #3
Maintaining the Health Insurance industry Trajan Mar 2013 #4
I wish we could jump to single-payer, but, what about the 1.5T$ health care denial industry? Festivito Mar 2013 #7
The government would have to hire hundreds of thousands of people bornskeptic Mar 2013 #35
We will need fewer clerical workers than that. Festivito Mar 2013 #36
The anti-discrimination provisions will cause some companies' premiums to rise. dawg Mar 2013 #8
FUCK insurance companies Trajan Mar 2013 #9
The insurance company ... dawg Mar 2013 #10
My premiums have been skyrocketing, and LWolf Mar 2013 #15
Same here. smirkymonkey Mar 2013 #19
It's only a "joke" to the scumbag multimillionaire CEOs of insurance companies green for victory Mar 2013 #24
And EVERYONE who is getting a subsidy... lumberjack_jeff Mar 2013 #18
What blood that cannot be squeezed from us stones comes out of the Treasury TheKentuckian Mar 2013 #23
many people don't know that "subsidy" means Tax Credit. green for victory Mar 2013 #25
It is applied to the premium, on the spot. lumberjack_jeff Mar 2013 #26
Our local paper says premiums in Ohio could go up 80% n/t doc03 Mar 2013 #27
Mine are going up this year and next year! SCUBANOW Mar 2013 #28
They go up EVERY year pinboy3niner Mar 2013 #30
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