General Discussion
In reply to the discussion: "I live on $710.00 a month, what exactly am I supposed to cut?" [View all]unapatriciated
(5,390 posts)Those who supplement their disability payments must report all income received each and every month.
If they do not and are audited (and they usually are on a yearly basis) they risk losing their benefits and having to pay back any monies they received. The first $85 is not counted, any thing above that is divided in half and deducted from their monthly payment.
If someone on SSI that is disabled earned an extra $800 a month their $710 benefit would be reduced to $352.50 leaving than with $1,152.50. That would give them a little over $400 dollars extra a month but for some the affects on their health is just not worth it. Many who are on disability do not own a car and have to depend on public transportation. It's great that your friend can do this to supplement her retirement but the rules are not the same for those on disability. Believe me I know. My son has been disabled since age 13 and has been on disability since age 22. He has to declare every penny I give him to help defray the cost of his medical needs. Medical care for our disabled is a joke. When he was covered on my insurance I still had well over a thousand dollars a month in out of pocket cost, but at least he received regular follow up care. I'm 61 and still work full time. There is no way I can even think of retiring due to my son's illness.