how old are you and how many X your annual salary have you saved up..

[ananda]

15. 64 and 5x

I'm still trying to save because I just can't tell how much
one really needs to retire safely due to rising healthcare
costs and the instability of insurance and medicare.

I wasn't counting annuities and IRAs in the savings, only
liquid money based on an average annual income of 60K,
give or take depending on the number of jobs I take and
on interest income which is going to decrease as CD's
mature.

I don't plan to touch savings, IRA's or annuities for a good
while yet. I think I have to start taking IRA money at 70 1/2yo,
but not the annuities which can still build in value hopefully.