Insurance companies on the offensive to further weaken health care reform

[eridani]

4. Original article has accumulated a lot of comments

Politico Pro: EHB Comments Show Some Common Themes
http://www.kaiserhealthnews.org/Daily-Reports/2012/February/02/essential-benefits.aspx

Believe it or not, businesses, insurers and consumers do see eye to eye on essential health benefits--well, on some parts, anyway. They're at odds on some of the bigger issues, which doesn't exactly come as a surprise. The comments submitted to HHS on its essential health benefits approach shows a wide divide between consumers ... and businesses and insurers, who don't see enough safeguards to keep the essential health benefits package affordable (Millman, 2/2).

Comment by Don McCanne of PNHP: Yesterday we reported that some of the most politically powerful organizations in the nation have joined together in a coalition to try to weaken the package of "essential health benefits" that will be required of health plans under the Affordable Care Act. Excerpts from two new articles covered in the Kaiser Daily Health Policy Report should have us even more concerned.

In Politico Pro, it is reported that businesses and insurers "don't see enough safeguards to keep the essential health benefits package affordable." The proposal already has reduced the required benefits down to the relatively austere level of small group plans offered in the various states. These plans leave patients facing financial hardship when they must access health care.

Yet the powerful businesses and insurers want an even lower standard of benefits in order to keep the health benefits package affordable. The insurers want to protect their markets by keeping the insurance premiums affordable, and businesses also want the lowest premiums they can negotiate. Low premiums equate with higher out-of-pocket expenses for those with medical needs. In trying to make the health insurance plans more affordable, actual health care for the patients will be even less affordable.

As we have seen, the process has always been about powerful interests, with only a passive concern for patients.

In CQ HealthBeat, we see that comments on the proposal are being "sent to an email address rather than posted on a government website as would be the practice with a proposed regulation," and are "not being made public by the Obama administration."

The White House gave these special interests carte blanche with secretive access during the reform process. Secrecy continues. Should we be surprised when the final rule on "essential health benefits" pleases business and insurance interests, at a cost of exposing those with health care needs to greater financial hardship? No, not surprised. Outraged is more like it!