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[haele]

32. I know - Before wasn't "better" and was untenable, but now is not good enough and more expensive.

There are some people - the ones who needed insurance for medical service but were unable to even get access to it who are seeing a better situation, but those people are too few in number for the price.

We have our own deductible issue with a "new consumer choice/healthy living" policy that was cheaper and the company I work for jumped on it.

If I didn't have a disabled dependent, it would be cheaper to us, but oye - $9000 deductible for specialty mail order prescriptions, but the $3000 over-arching "pay full negotiated price until you hit it" family deductible apparently includes the "go to Walgreens/Costco/Longs and pick up a month's worth of meds"? And the new FSA/HSA plan sucks; we spent most of it getting up to the deductible already.

So now, that dependent has to find another drug to alleviate the chronic pain and slow the physical degeneration - until he can get on Medicare during the open enrollment in October because he is currently collecting SSDI - that expensive medication he was taking before is much cheaper under Medicare - 75% cheaper. Which is sad, because the reason we kept him on my company insurance policy is that it used to be pretty good PPO policy; a bit high on the premium, but they allowed the doctor and prescription co-pays to kick in immediately and the network was fantastic.

Damn corporate bloodsuckers.

Haele