ObamaCare Rollout: Feds to Use “Consumer Reporting Agencies” to Determine Eligibility

[KoKo]

8. Had same experience...and there has been much reporting on people who

those Credit Ratings Agencies mixed up names and put stuff out there that was just a late water bill or activating credit cards they never used...and other peculiar things that stay on their record which they aren't even aware of until they try to buy a car a house or apply for some kind of job that requires a Credit Report from these "for Profit" agencies.

It's really hard to get it off your record unless you have unlimited time to collect all the records and go after them...and even then it's a daunting task. You aren't even aware that there's some thing on your "record" from even 5,6,7 years ago...until you are in a position to need a new credit card, buy car, appliance or anything that needs you to have credit.

You've been through it and so have many other DU'ers, who aren't "credit risks" but had some doofus put something there that they never notified you about or even bothered to find out the circumstances.