General Discussion
In reply to the discussion: I'm much more concerned about who has a gun than what gun they have [View all]Chan790
(20,176 posts)I think you have the inverse of it.
The idea isn't that compliant people would be a problem...it's that you could then criminalize failure to possess insurance with very little opposition from the NRA (they'd be likely to offer such insurance themselves) and that the insurance itself would be exceptionally-cheap for the 99% of gun-owners who are never going to be a problem: aren't stockpiling, have never been arrested, practice safe-storage (locked gun vaults and trigger-locks), aren't buying exotic weapons, military-styled arms or extended magazines, are not applying for concealed-carry and have taken a firearms-safety or firearms-instructor course. All those things that you can't legally mandate gun-owners do or make illegal...you can reward them with lower premiums for compliance.
Further, firearm insurance would necessitate universal registration...it's a backdoor to a such an objective. Nobody is going to insure someone for something like firearms-liability unless they know exactly what they're insuring.