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winter is coming

(11,785 posts)

6. My guess (and it is a guess).

Reply to TNDemo (Original post)

Sat May 18, 2013, 01:00 PM

May 2013

If you miss a payment (or repeatedly pay late), they want to check your credit to see if you're in financial trouble. If they decide you're a bad risk, they'll jack your APR.

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"Important changes" to my American Express cardmember agreement. [View all] TNDemo May 2013 OP

Every company does that. They are lending you money under their terms graham4anything May 2013 #1

In short, "You take our money, we own your ass" n/t Egalitarian Thug May 2013 #2

Nothing to see here ...normal operations. n/t L0oniX May 2013 #3

I have had this card for years. TNDemo May 2013 #4

Can you compare it to your previous card agreements? dixiegrrrrl May 2013 #5

My guess (and it is a guess). winter is coming May 2013 #6

I frequently fantasize that ... 1StrongBlackMan May 2013 #7

Just leave home without it AndyA May 2013 #8

One word answer. woofless May 2013 #9

Costco isn't everywhere. AndyA May 2013 #10

I love 1strongblackman's idea. TNDemo May 2013 #11