After reading all the comments and the OP, I am glad I haven't had any insurance for many years, and very thankful that I have been healthy so far.
I have friends, in their 50's and 60's who have BC/BS ins. and several needed back surgery recently. only the ones who were able to get several surgeons to argue on their behalf were able t get the much needed surgery. And that has had me thinking about insurance issues for weeks now. And on top of these cases, I just started a new job recently where I will actually have the rare opportunity (?) to have healthcare insurance that I would pay half of the premium for. My boss just called while I was reading this to inform me that it would be an amount equivalent to my rent on a monthly basis... my rent is half of my income and I live in some of the least costly housing available!! I asked if I HAD to have the insurance, mentioning how it was like doubling my rent, and the answer was "no".
I think I'll listen to what the rep has to say in our meeting next week but I also think that I will decline. I rarely get sick, don't have any need for regular medications, and considering what a rip off the insurance cabal is in the first place, I think I'm better off without throwing my hard earned pittance into their pocket. If I do get some disease, I'll live with it until it kills me, something's going to eventually anyway... but that's my personal choice. Maybe Obamacare will be an option I can find acceptable and affordable, maybe. I don't like the idea of being cast into the medical industrial complex if it isn't going to be of any benefit to me as a nonuser.
I hope that you can get your issues resolved with your need for medications, it's not looking too good for we baby boomers these days. Seems that the real death panels are the insurance companies, and they seem to function with impunity.
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