We Told You So (How Obamacare Is Cleaning Up Health Care Financing)

[JoePhilly]

21. Its through their standard insurance.

My sister and her husband had standard insurance for their family, but it rarely covered anything for my niece that was more than colds, flus, and sports injuries. Her other issues, the kidney stones, bad headaches, and other things that might be related to the chemo treatment she had when she was 2 were not covered. Claims for those would be denied.

The cancer she had was a nerve cancer that is usually fatal because it almost always occurs in the brain and has almost no symptoms until its too late. In her case, the cancer was on the nerves near her pancreas. For some reason, it caused her to get high fevers for apparently no reason. After a ton of tests they found the cancer, and fortunately they caught it early enough to treat. The survival rate for this cancer is usually under 10%. She took powerful chemo and other drugs for about 4 months. And she survived. But one of the major risks of the treatment will be other medical issues later in her life.

This is the part of Obamacare that applied to her ...

http://www.healthcare.gov/law/features/rights/childrens-pre-existing-conditions/index.html

Prior to Obamacare, their insurance company would deny various treatments based on her earlier cancer.

After Obamacare was passed, they could no longer do that. They have to cover these treatments.

This part of the preexisting condition element of Obamacare, the part for children, went into effect right away. That same protection will ultimately roll out to everyone.