General Discussion

dflprincess

(29,257 posts)

41. Most of these employers will probably go for the high deductible aka "Consumer Driven" plans

Wed May 22, 2013, 08:36 PM

May 2013

that don't pay a dime until the person "covered" by them has coughed up $6,250 in out of pocket expenses (this limit goes up annually).

People will continue to put off medical care and/or stretch their medications out further than they should because they can't afford care.

I've said all along that the real beneficiaries of the "Affordable Care" Act are the insurance and credit card companies as people will still be forced to cover unavoidable medical bills with plastic.

We will continue to be a country where medical bills cause financial ruin and people die before they should have because they did not have access to timely medical care.

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Employers Eye Bare-Bones Health Plans Under New Law [View all] eridani May 2013 OP

ACA: clusterfuck. KG May 2013 #1

Unless a few states can use its provisions to establish local single payer eridani May 2013 #2

It's praised by many still Puzzledtraveller May 2013 #11

ACA will enable me to retire early without worrying about "medical coverage" Kolesar May 2013 #35

Your opinion about how good that insurance will be is worth about what your opinion-- eridani May 2013 #45

Why? eom Kolesar May 2013 #46

I take it you have a plan of action ready for when your claims get turned down? eridani May 2013 #48

Nah, I'm still going to quit my job and spend my time on DU blogging with these exciting people Kolesar May 2013 #49

"If after internal appeal the plan still denies your request for payment or services, you can ask-- eridani May 2013 #53

This part is scary: Ilsa May 2013 #3

who could have predicted? Enrique May 2013 #5

Oh my, this is so true! How could we have possibly forseen this? It's mystifying! Safetykitten May 2013 #17

Oh brother. City Lights May 2013 #47

"Administration officials confirmed in interviews that the skinny plans, in concept . . . " DrDan May 2013 #4

Still better than what the employees have now.. Bandit May 2013 #6

but they will be uninsured Enrique May 2013 #7

They are uninsured right now Bandit May 2013 #13

No one goes bankrupt over a doctor's office bill. They go Ilsa May 2013 #21

And for want of a copay for an office visit, many don't go to the doctor either. So there you have Safetykitten May 2013 #28

Yes, the insurance needs to be comprehensive Ilsa May 2013 #36

Most of these employers will probably go for the high deductible aka "Consumer Driven" plans dflprincess May 2013 #41

How? An insurance policy that doesn't pay for the insured is just extortion. n/t Egalitarian Thug May 2013 #9

It is extortion if they make employees pay the bill Bandit May 2013 #14

you are making the incorrect assumption that employees of these large corporations are uninsured DrDan May 2013 #16

Legally required. You wrote the problem of this whole train wreck in your reply. Egalitarian Thug May 2013 #20

huh? how is that? DrDan May 2013 #15

Uh, in case you forgot 800,000 about work for WALMART. Safetykitten May 2013 #22

uh . . . and many many more work for IBM, AT&T, GM, etc etc etc DrDan May 2013 #31

We should call them Baucus policies, in "honor" of Max's great service to Zorra May 2013 #8

Perhaps our elected representatives.... Flyboy_451 May 2013 #10

The WSJ ProSense May 2013 #12

And like clockwork... Safetykitten May 2013 #18

Here: ProSense May 2013 #23

Sure, using people as time buyers for what should of been is quite classy. Safetykitten May 2013 #24

Is that supposed to be a sentence? eom Kolesar May 2013 #38

What if paying the fine is cheaper than going along with the plan? nt clarice May 2013 #34

Yes, the WSJ is full of shit. Moosepoop May 2013 #37

Don't Be So Sure..... ill wind May 2013 #42

Welcome to DU my friend! hrmjustin May 2013 #44

Well, let's see...nation's largest employer is Walmart, and...oh, nevermind. Safetykitten May 2013 #19

Wow. That basically amounts to NO coverage. WinkyDink May 2013 #25

Yes, this fact is lost on many. Safetykitten May 2013 #26

thats why my employer just cut our coverage to bare bones, $2500 out of pocket before they pick up Demonaut May 2013 #27

seriously. use the er for service, buy pet store antibiotics. crash the system. its gonna happen galileoreloaded May 2013 #29

Well this will upset the worshippers. n/t L0oniX May 2013 #30

This is just the tasty party snacks part, The full course nightmare is being heated up as we speak. Safetykitten May 2013 #32

HAHA Puzzledtraveller May 2013 #43

Dude, you're on the wrong thread! Kolesar May 2013 #50

Obamacare: Tastes great! Less filling. Or, Obama DOESN'T really care. MotherPetrie May 2013 #33

K&R woo me with science May 2013 #39

kick woo me with science May 2013 #40

Time for single payer and to eliminate ties with the job on point May 2013 #51

and you won't be eligible for subsidies from the exchange because you will have "affordable" antigop May 2013 #52