If GameStop changed their member benefits, young people would get outraged.

[joeglow3]

22. THOSE are the people who piss me off

There is a whole segment of our population that is truly living on the edge, if they have not already fallen over the edge.

However, there is also a large segment of the population that could easily save for retirement, but don't and will be on the edge when they are 60. I work in a tax department at a large company and make good money (low six figures). I drive an old car with no hubcaps and live in a 50 year old house. I got my first cell phone a little over a year ago (I am 36). We finally decided to get digital cable a few years ago. We bought our first television 5 years ago (all we had were hand me down tube televisions).

However, during those years, my wife and I managed to stock pile about $400,000 (including investments, gains and company matches into retirement accounts). We did this by dollar cost averaging into the market. At first, it was just $100 a month, but as we got raises, we increased it. Now, we are putting over $25,000 a year into retirement accounts and education accounts for our kids. When I got out of college, I set my 401(k) at 15% and my wife set hers at 20%, because we were already use to living off of nothing.

I look at my coworkers who could be in the same boat. Instead, many (I would guess well over half) are just a few paychecks from being broke. Sure, they have nice toys, a nice house, expensive cars and take great vacations. I will admit it does frustrate me to know these people will wake up tomorrow, be 60 and tell me I need to fund their retirement.

I don't know what the answer is, but we definately cannot turn seniors away to live on the street.