General Discussion
In reply to the discussion: Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates [View all]Indykatie
(3,691 posts)Is it Perfect? No but it's a great start. The combination of the subsidies and elimination of pre-existing limitations along make this a huge win for many. The unlimited preventive care paid at 100% coupled with no cost contraceptives makes ACA very attractive especially to women. These basic features will be found in all the Exchange plans under ACA. Many companies such as the one I work for have already implemented many of ACA provisions such as children covered to age 26, unlimited preventive care, free contraceptives and unlimited lifetime benefits. Those who continue to whine and complain about the ACA and claim to see no good in the law are either totally uninformed or just out to troll in my opinion. Many of the complainers would never accept anything less than Single Payer and that's an unrealistic benchmark. ACA will also force Employers to cap contributions for their plans to a level required by law. I urge everyone to go to an independent site such as the Kaiser Foundation (KFF.org) and educate yourself on the provisions of the ACA so you will know when you are being fed misinformation including erroneous statements being made here on DU where I would expect commenters to have a better grasp of the legislation. My big worry is around implementation. I worry that some States will not feel motivated to get it right preferring instead to have something else to criticize the President about.