Getting old? Senior discounts you must ask for.

[CountAllVotes]

215. AAA

Frankly, I hate them as an insurance company. I'd love to get rid of their "card" that costs way too much as far as I am concerned.

As for my automobile insurance, you have no idea what policy I have nor with who. I've had a policy with this same company for 25 years now and no, they are not nationwide, they only write policies for certain people in certain states.

I had to file two claims with them in the past two years and no, my premiums did not go up as the claims were not related to an "accident", it was due to some idiot allowing their dog to be running around out in the middle of the freeway at midnight during a huge storm and no, there was no way I could (nor should have attempted to) stop. Claim #2 was due to a rock hitting my windshield and leaving a small crack in it which I had fixed at my own expense and they offered to reimburse me for this without bringing the deductible on the policy into it which was VERY NICE of them!

As for their towing service, they have a LOCAL business that handles calls for them. I found this out before I went for the $10.00 towing/road service and no, they are not in India, they are here where I live.

As for AAA -- many moons ago I had them and my car, the first car I ever had the money to own when I was in my early 20's, was hit by some idiot that ran a red light and plowed into a whole bunch of parked cars, mine being one of them. What did AAA do? They did nothing! I dumped them as an automobile insurance company after I found that I had to retain a lawyer to sue the guy that ran into my legally parked car and oh lucky me, he had State Farm Insurance, another company I'd never do any business with being I had to sue them to get the money back on my car! I hate State Farm Insurance with a passion and will never change my opinion of them after what I had to go through!

It took me three years to get my money back for the repairs that I paid out of my own pocket to fix my car up. It was a 1968 VW with a sunroof and I loved that car and paid $1100. for it used and drove it until the wheels about fell of of it.

I never had money for a "new" car until I was much older and making more than $3.50 an hour. I had to borrow that money from a relative being interest rates on new cars were around 20% or so at that time (c. 1975) and I did not qualify for a loan being my income was so low even though I was indeed working a full-time permanent job. I would never do again nor advise any one else to do either -- borrowing from relatives is a real nightmare.

As for AAA, they are another rat's ass corporation IMO and given my experience with them with their automobile insurance, I'd love to be rid of them but have few choices where I live. In the meantime, I'll use their two-bit card for 10% off at the few restaurants that go along with their little "deal" while it is still there.