General Discussion
In reply to the discussion: Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates [View all]haele
(12,645 posts)And I pay $550 a month in premiums, with my company paying twice as much. True, I have a family plan, but that only added $100 a month to my premium, and $200 to my company.
So, in total, my plan would probably cost around that much if I was carrying the entire amount myself - or more, since I wouldn't have the cost-negotiation my company does with the insurance company.
Insurance costs depends where you live, and what's required to be covered. The California Insurance market is pretty expensive (lots of people but lots of health issues), and due to the higher amount of coverage and regulations on how the insurance company can operate that the state requires (as in, it can't completely be a cut-rate no-service scam for the desperate money-making machine masquerading as "health care insurance" - they do have to provide some service...), they charge more than, say, Montana, Arkansas, or Texas.
Single payer would be far better, and eventually, California will go there.
But for now, this is the best balance between having the taxpayer pay for health-care by emergency room for a large number of people and what was available as "health care insurance" before.
Haele