Health Insurance Rate Shock-California Obamacare Insurance Exchange Announces Premium Rates

[graham4anything]

208. Best benefit to me is-WE WERE FREE TO CHANGE now in 2013.WE WERE NOT FREE in 2012(or prior).

We finally were free to change companies and not be blocked because of preexisting conditions.
Prior to this spring, we were NOT free to do so. It was impossible.

Are you saying it's better I pay $3450 a MONTH than now that I pay $1500 a month?
So are you saying it is a bad thing to pay less?(shaking my head in disbelief).

btw, it's 70/30 NOW instead of 50/50 before, meaning I save even more NOW than last year or the 20 years before
and so then total of $5000 more between deductible/out of pocket and then everything is ZERO dollars from my end.

Now. So let's recap
20 STRAIGHT YEARS OF self employment and not company paid,(then the short period of COBRA)-
every year a 15% rise-
the past 12 months were on AETNA-
$3000x12=36000 plus 7500=$43500.
Meaning an out of pocket with my new plan this year at other company of $20,500

However, THEY(AETNA) were about to up it in May2013 to $3450 a month
which was
$3450x12=$41,400 plus $7500=$48900
meaning NOW I save $25900 a YEAR.

TODAY thanks to being able to switch and NOT being restricted like we were last year due to preexisting-
$1500 x12= $18000 premium plus $5000=$23000 on my end out of pocket.
Then-(prior to may 2013)

and the $25,900 a year can pay for my families food/electric/gas/cable/internet/phone bill for the entire year, with if I so desired, two full vacations on top of it, just from the savings out of pocket that prior to a few months ago, I was NOT able to do.
BECAUSE PRIOR TO A FEW MONTHS AGO- I COULD NOT SWITCH BECAUSE THE PRIOR MEDICAL CONDITIONS WOULD NOT ALLOW IT.

AND I HAVE NO LIFETIME CAP.

The only thing relevant to the conversation is nothing but-what we are paying as self-employed in just a small(family)group.
Because it is just TWO options to have GOOD coverage at the higher price, or the lower price.
Any other thing is a distraction to that.

Thank you President Obama.
Thank you for those in California, Jerry Brown for leading the way.

Where California, and NY and NJ go (plus some others), go the nation.
And California is leading the way. What an amazing turnaround.

Can one imagine what would have happened to California had Meg Whitman defeated Jerry Brown.
The choice was and is clear which way is the correct way to go.

I will pick Jerry Brown or Barack Obama over any republican or pseudo republican(tea,libertarian/3rd party) 100% of the time
Because there is NO denying how great it can be if the entire country would follow along moving forward quickly.