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magical thyme

(14,881 posts)
17. you make a very good point...
Thu Jun 6, 2013, 01:08 PM
Jun 2013

I guess my (half-joking) plan to max out on my own credit for self-protection won't work then.

My identity was badly stolen 7 years ago. By badly, I mean the thieves stole a Fidelity Investments laptop with former Digital Equipment Corp. employee pension information on it...from the wife of a former colleague of mine. Between the husband and wife, after de-encrypting the laptop, they got our legal names, SSNs, addresses, phones, pins, whatever other private details were included in our pension files. Her husband simultaneously contacted me about some potential project work, so I sent him my resume, after which he blew me off. So in my case, they also got my employment and education history, along with email at the time.

The FTC rep I spoke to, once I connected the dots, told me I'd essentially solved the crime. Not that either HP or the FBI cared. And those 2 rat bastards are still gainfully employed.

Anyway, my 7-year fraud alert expires on 12/31/2013. I decided yesterday that I will lock down my credit files this fall.

Like a chronic disease that could flare up at any time, especially during high stress times, it is a lifetime PIA.

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Puts it in easy to understand charts what most of us have been feeling. byeya Jun 2013 #1
I may be the exception but my middle class status is going away due to jimlup Jun 2013 #2
They are loan sharks. The usury laws had to be changed to accomodate their greed. byeya Jun 2013 #6
The only thing missing is the leg breakers. nt awoke_in_2003 Jun 2013 #16
Their methods are a little more sophisticated now - they break you credit rating instead. geckosfeet Jun 2013 #36
Yep. nt awoke_in_2003 Jun 2013 #40
I have a zero credit rating because I paid off my credit, 729 before. I always thought that was Mnemosyne Jun 2013 #7
I built and maintain my high credit rating (790 so) by charging up my one credit card magical thyme Jun 2013 #12
I wish bad credit would help in the ID theft game. mwooldri Jun 2013 #14
you make a very good point... magical thyme Jun 2013 #17
They consider you a deadbeat for doing that. You aren't paying the masters. I refuse to participate Mnemosyne Jun 2013 #23
actually, my Credit Union doesn't consider me a deadbeat magical thyme Jun 2013 #27
I did mean the craporation you pay. I love my credit union too! They actually treat me with respect. Mnemosyne Jun 2013 #28
American Express* loves their "deadbeats". mwooldri Jun 2013 #32
credit reports handmade34 Jun 2013 #19
I agree, but it sure gives craporations power over your life. Car insurance, ability to rent a home Mnemosyne Jun 2013 #22
It's a huge scam. A country that allows its citizens to be preyed on like this..... marmar Jun 2013 #13
No promises but... Cassandra Jun 2013 #38
Thanks for the link jimlup Jun 2013 #39
Well, that's one way to solve the immigration problem between the U.S. and Mexico... hunter Jun 2013 #3
And heath care. daleanime Jun 2013 #4
...or south to retire. KansDem Jun 2013 #10
It's easy to see where I work Puzzledtraveller Jun 2013 #5
But, but....The chocolate ration has been INCREASED! woo me with science Jun 2013 #8
LOL marmar Jun 2013 #9
amazing easy to the point graphs - thanks so much mettamega Jun 2013 #11
Wealth SamKnause Jun 2013 #15
The last chart is the how AND why of what happened for the past 5 years thefool_wa Jun 2013 #18
the law handmade34 Jun 2013 #21
Hear, hear! n/t Laelth Jun 2013 #29
D'accord. marmar Jun 2013 #31
Thank God It Passed. Safetykitten Jun 2013 #20
> snort < Fumesucker Jun 2013 #37
Since most people will believe a (Republican) lie... amerciti001 Jun 2013 #24
DC: By and for the 1% blkmusclmachine Jun 2013 #25
Obama just needs to pass another tax cut for the rich. Demo_Chris Jun 2013 #26
The Rich Get Richer, Everyone Else Is On Shaky Ground colsohlibgal Jun 2013 #30
kick woo me with science Jun 2013 #33
Disposable incomes continue their relentless decline - down over $50bn so far this year TakeALeftTurn Jun 2013 #34
du rec. xchrom Jun 2013 #35
Latest Discussions»General Discussion»Middle Class Jobs, Income...»Reply #17