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In reply to the discussion: Middle Class Jobs, Income Quickly Disappearing (with some depressingly eye-popping charts) [View all]magical thyme
(14,881 posts)I guess my (half-joking) plan to max out on my own credit for self-protection won't work then.
My identity was badly stolen 7 years ago. By badly, I mean the thieves stole a Fidelity Investments laptop with former Digital Equipment Corp. employee pension information on it...from the wife of a former colleague of mine. Between the husband and wife, after de-encrypting the laptop, they got our legal names, SSNs, addresses, phones, pins, whatever other private details were included in our pension files. Her husband simultaneously contacted me about some potential project work, so I sent him my resume, after which he blew me off. So in my case, they also got my employment and education history, along with email at the time.
The FTC rep I spoke to, once I connected the dots, told me I'd essentially solved the crime. Not that either HP or the FBI cared. And those 2 rat bastards are still gainfully employed.
Anyway, my 7-year fraud alert expires on 12/31/2013. I decided yesterday that I will lock down my credit files this fall.
Like a chronic disease that could flare up at any time, especially during high stress times, it is a lifetime PIA.