Middle Class Jobs, Income Quickly Disappearing (with some depressingly eye-popping charts)

[magical thyme]

27. actually, my Credit Union doesn't consider me a deadbeat

I understand what you are saying, and I'm sure Citibank and others considered me a deadbeat. Although once everything really headed south, they sure developed appreciation and came clamoring after my business

My Credit Union has been fabulous. Last year, when a vendor stole my checkbook while I was distracted (my elderly horse was dying), I thought I'd have to pay to stop payment on an entire block of a dozen or so checks. Instead, the rep got permission to waive the fees because I'd been with them for a long time.

Last month, when my asshole postal worker, Lance, returned my replacement credit card for being "improperly addressed" (it had the street address after the PO Box), the CU rep that took my call got permission to move me up to the next level of card (platinum) immediately, so my new checkbooks will be free. So instead of losing $15 to have a new card fedexed, I saved $15 on the new checkbook I was ordering while calling about my credit card and will save more the next time I order.

I love my credit union. They are not part of the 1%. We keep at least 1 engineer, preferably more, on the BOD whenever voting season comes. We've been doing that since a scandal 25 years ago, and I expect we'll do that till we're all dead, lol.