Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search
Not to worry, Turbineguy May 2013 #1
And half the nation will buy it. California was supposed to stay broken! freshwest May 2013 #92
History repeats. Democrats have a long history of cleaning up republican fiscal messes at bluestate10 May 2013 #191
Very true. There's a graphic for that: freshwest May 2013 #204
Not my experience BrotherIvan May 2013 #2
More info please: where do you live, what is your premium and for what insurance? SunSeeker May 2013 #3
And the top rate I saw was under $400/month n/t Ms. Toad May 2013 #5
Exactly!! nt SunSeeker May 2013 #7
My wife and I couldn't get individual insurance, we were uninsurable. hunter May 2013 #6
You will no longer be uninsurable, and they won't be able to drop you pnwmom May 2013 #193
You have access to affordable insurance now Politicub May 2013 #10
I am uninsured now and still will be at those rates. xtraxritical May 2013 #16
Why? Can you qualify for subsidies? nt flamingdem May 2013 #52
There are subsidies for people with incomes into the 80K range. pnwmom May 2013 #194
Let's have some facts, please... Honeycombe8 May 2013 #21
You have got to be kidding or delusional or both BrotherIvan May 2013 #40
No, people want you to stop being a troll intaglio May 2013 #47
This person is not a troll. I can attest that truedelphi May 2013 #91
Is that still in effect? Has it changed since you saw it a year ago? Squinch May 2013 #102
That website, which allowed a person a larger and more complete understanding of what was to truedelphi May 2013 #157
What level of income will be eligible for the expanded Medicaid program? pnwmom May 2013 #197
After our medical bankruptcy, we were allowed help truedelphi May 2013 #238
What a nightmare. pnwmom May 2013 #245
Then why is a low post count member intaglio May 2013 #114
Seriously? davidthegnome May 2013 #198
My wife and I pay more than that for insurance and "deductables..." hunter May 2013 #124
But how can that website account for the government subsidies pnwmom May 2013 #196
Yes, I had Blue Cross and it went up every 6 months flamingdem May 2013 #64
It's not so good if you are middle class AllyCat May 2013 #83
You have got to be kidding or delusional or both LiberalFighter May 2013 #128
I actually know this plan. Someone told me she'd had it forever flamingdem May 2013 #134
Then it is not comparable to most plans?? LiberalFighter May 2013 #139
It's a regular Blue Cross Plan flamingdem May 2013 #141
I just defended these numbers below, I know it's true flamingdem May 2013 #135
The subsidy comes directly from the government so I doubt that the letter pnwmom May 2013 #195
"Every 3-6 months since the insurance act passed...my premiums are going up" cheapdate May 2013 #259
This message was self-deleted by its author historylovr May 2013 #48
Deleted by person posting. JDPriestly May 2013 #97
We have individual insurance thru empire onlyadream May 2013 #108
You have incredible insurance for healthy people, and I want it. SugarShack May 2013 #203
I did a major happy dance when I found it onlyadream May 2013 #230
Exactly. My brother will finally be able to buy insurance for the first time in his life. SunSeeker May 2013 #4
Oh gawd, how I wish... Che Billy May 2013 #8
How is it a disaster? Politicub May 2013 #11
The law discriminates against millions of same sex couples and families Bluenorthwest May 2013 #15
How does it discriminate? Politicub May 2013 #20
Can you cite the provision that prohibits selling ins. to gay people? Honeycombe8 May 2013 #26
Because it is a racket. It's lipstick on a pig. Comrade Grumpy May 2013 #25
Did you read the article, or are you just perpetually negative? Politicub May 2013 #28
The ACA is a band-aid. Our health care system needs radical surgery. Comrade Grumpy May 2013 #32
A single payer system would be good Politicub May 2013 #37
Heh - the thing is.... Plucketeer May 2013 #110
reality check.. the votes were not there for single payer... DCBob May 2013 #174
So it's as simple as.... Plucketeer May 2013 #175
in many cases it is that simple. DCBob May 2013 #176
We can make excuses Plucketeer May 2013 #189
Obama was not elected on single payer promises.. thats absurd. DCBob May 2013 #209
WERE there any promises Plucketeer May 2013 #216
see below.. DCBob May 2013 #223
Agree. cheapdate May 2013 #260
bullshit. sanders said there were less than 10 votes for single payer in the senate... dionysus May 2013 #228
Very well then Plucketeer May 2013 #250
not gonna happen SHRED May 2013 #93
I agree... KansDem May 2013 #98
Your post is one of the reasons health care costs have skyrocketed. Honeycombe8 May 2013 #30
Well, I didn't get the shingles shot, even though my doctor recommended it. Comrade Grumpy May 2013 #34
So the reason insurance costs are so high is because people are getting TOO MUCH care? BrotherIvan May 2013 #42
Probably not what the poster was talking about, BUT I think there's some truth in that. Squinch May 2013 #105
Firstly, it is a fact cheapdate May 2013 #261
And since you are an expert on costs BrotherIvan May 2013 #43
Not to mention how much they save taxpayers Live and Learn May 2013 #95
They are necessary for me. xmas74 May 2013 #202
It's hatred of women to say any different BrotherIvan May 2013 #206
I never had a problem until after I had a child. xmas74 May 2013 #251
This message was self-deleted by its author historylovr May 2013 #49
Birth control coverage reduces the overall cost of health insurance. Squinch May 2013 #104
what's cheaper Honeycombe8? RILib May 2013 #146
insurance is unnecessary barrier to basic healthcare noiretextatique May 2013 #178
People get unequal treatment, based on what they can afford Demeter May 2013 #103
All it does is require a person to have "coverage" it does nothing to guarantee access to care. dflprincess May 2013 #187
+1. nt historylovr May 2013 #247
Right, lets kill the messenger. nt clarice Jun 2013 #277
metaphorically of course. nt clarice Jun 2013 #278
I agree. emmadoggy May 2013 #14
I agree on single-payer, and the disastrous state of our for-profit insurance system ... Scuba May 2013 #17
I agree Scuba.....gotta get the door open to begin with and the ACA does that. a kennedy May 2013 #35
Yes "it's a first step" has a nice ring but is hollow unless it is followed up with a second rhett o rick May 2013 #89
I would really like to believe that, bvar22 May 2013 #46
You said it! n/t dflprincess May 2013 #188
I wish I were 18. But reality is, I'm not. Time to move on and work with what we have... Honeycombe8 May 2013 #22
Che we will get there. It might be a slower process but I have a feeling we will get there. southernyankeebelle May 2013 #51
Not for millions - and others will get more for the buck flamingdem May 2013 #55
That was the hope of the Wingnuts malaise May 2013 #78
This message was self-deleted by its author Ed Suspicious May 2013 #9
The major provisions of the ACA are almost here Politicub May 2013 #12
And another chapter in the history of vicious discrimination against gay people opens.... Bluenorthwest May 2013 #18
Can you cite the provision in the ACA that says what you say it says? Honeycombe8 May 2013 #23
If you don't see some positive benefits of this legislation Politicub May 2013 #27
I won't count chickens before they are hatched. L0oniX May 2013 #13
Oh, the naysayers and anti-healthcare reform sky-is-falling folks aren't gonna like this. Honeycombe8 May 2013 #19
My favorite line from the article.. loyalsister May 2013 #62
I don't consider $1,000/month just for premiums "affordable" antigop May 2013 #24
But you haven't factored in the costs... Comrade Grumpy May 2013 #29
Holy moly! $1358 per month age 63 JUST FOR PREMIUMS!!! nt antigop May 2013 #31
+100000 woo me with science May 2013 #142
I've got very good company provided insurance in CA - haele May 2013 #149
$1358 per month age 63 is JUST FOR PREMIUMS -- that's NOT AFFORDABLE. nt antigop May 2013 #153
A 63-year old single making 60K under the Covered CA "silver" plan pays $679 a month. haele May 2013 #166
it's from the calculator for two people ...the subthread begins here... antigop May 2013 #168
If your health is relatively good, try to hold on until RebelOne Jun 2013 #284
your health may be "relatively good" one day, and "really bad" the next. Holding off until Medicare antigop Jun 2013 #285
They are affordable in a sick world where your health premiums are similar to your mortgage dkf May 2013 #33
If you dont't get sick Turbineguy May 2013 #36
Not being sick is its own reward Politicub May 2013 #38
We are the cause of our health problems. dkf May 2013 #39
Not always. Sometimes random shit really does happen. hunter May 2013 #67
I am type 1 diabetic. Jennicut May 2013 #73
genetics; yes CountAllVotes May 2013 #84
I have a hunch the research is going to find that it's something we are doing. dkf May 2013 #90
That statement is just so you, overlooking the pollutants and poisons that are killing us. Scuba May 2013 #74
This is simply not true. drm604 May 2013 #125
Did you know that the oft-recommended low salt diet kills people? MannyGoldstein May 2013 #179
EXACTLY! Thank you BrotherIvan May 2013 #41
and that is the INDRODUCTORY price Skittles May 2013 #44
Neither do I. nt LWolf May 2013 #45
Do you qualify for subsidies? nt flamingdem May 2013 #54
my post: Estimated tax credit from the government: $0 nt antigop May 2013 #56
Now I see what you mean. It's not a great deal for middle to upper middle class flamingdem May 2013 #57
and the middle to upper class are going to hate it for that reason. antigop May 2013 #60
The numbers will show that they are mostly covered at work flamingdem May 2013 #63
People get laid off, especially older workers antigop May 2013 #69
If they got laid off, they wouldn't have the income and would qualify for lower rates and subsidies OKNancy May 2013 #107
the rates for 2014 will be based on your 2013 income. antigop May 2013 #115
That's what I want to know BuelahWitch May 2013 #180
Loss of job counts as a life event for Covered CA Godhumor May 2013 #253
it depends upon what happens to an older person who loses his/her job antigop Jun 2013 #281
Face it...older people get screwed by the PPACA due to age rating. nt antigop May 2013 #116
not if they have a modest income OKNancy May 2013 #118
$1026 per month for two people w/ income $63000 IS NOT AFFORDABLE-- I don't care what your age is. antigop May 2013 #120
Thank you. nt woo me with science May 2013 #130
But wasn't that the whole point? dumbcat May 2013 #72
it's not "progressive" antigop May 2013 #77
ACA looks like it's going to make a new class of poor people. Those with a living income who don't Flatulo May 2013 #140
The great part happens Turbineguy May 2013 #132
No, it's not affordable. It's a fucking racket. woo me with science May 2013 #70
just read some of the replies on this thread. nt antigop May 2013 #71
But when you find yourself between that rock and a hard place, it's still better than what we had. hunter May 2013 #76
No, because it *entrenches* the for-profit system. woo me with science May 2013 #79
I don't think it's sustainable. hunter May 2013 #85
thank you my friend CountAllVotes May 2013 #88
I hate to admit it but I think you're right. Bozvotros May 2013 #112
Time will tell ... lhooq May 2013 #136
excellent post Skittles May 2013 #201
This post was alerted on. The jury voted 4/2 to let it stand. ohiosmith May 2013 #109
I have to agree with you there brother. Same thing here in MA with our Romneycare. Flatulo May 2013 #113
Score one for Romneycare! lhooq May 2013 #137
Thanks for the link. . . Journeyman May 2013 #94
are you purposefully leaving out something to prove a point OKNancy May 2013 #106
go back and read my post..nt antigop May 2013 #119
It's the jump from $62K - $63K , the "drop out". At $62K, it's $491. haele May 2013 #177
As Judge Judy says,.... antigop May 2013 #182
Allrighty then, just toss it all out and start over. haele May 2013 #184
I didn't say it didn't benefit me -- I don't live in CA. But the CA rates screw older pre-Medicare antigop May 2013 #185
And the Silver PLan has a $2000 deductible dflprincess May 2013 #190
exactly what I have tried to get across...ACCESS means nothing if you CAN'T AFFORD the antigop May 2013 #192
I've been beating that drum for a long time and many don't seem to get it. dflprincess May 2013 #199
You are correct -- many don't seem to get it...until it happens to them. Thank you. nt antigop May 2013 #200
Holy Crap!! Ruby the Liberal May 2013 #50
Oops - ACA does seem to favor lower income flamingdem May 2013 #53
Thats what I am hoping - a few states taking the lead Ruby the Liberal May 2013 #58
They are hammering middle class earners but that group is covered flamingdem May 2013 #61
A lot of people lose their jobs and don't have insurance. nt antigop May 2013 #66
no, I doubt it will lead to lower rates. Dream on. nt antigop May 2013 #59
this might lead people to flamingdem May 2013 #65
How an additional $1,000 in income can cost you $6,420 more in premiums antigop May 2013 #68
Should a 50-year-old w/ $46000 income pay the same as a 50 yo making $500,000? antigop May 2013 #75
ACA Is and Will Continue to Be Good For Millions of Americans Indykatie May 2013 #80
excuse me...I am very well versed in the ACA. nt antigop May 2013 #81
$1026 per month for two people w/ income $63000 IS NOT AFFORDABLE. antigop May 2013 #82
You are ProSense May 2013 #86
Actually, ProSense May 2013 #87
Time will tell ... slipslidingaway May 2013 #96
One of our national shames. Thanks for reminding us of that. Scuba May 2013 #99
The shame is the ACA will do nothing to alleviate the bankruptcies ... slipslidingaway May 2013 #252
Agreed, the ACA is far from ideal. Still, it will help many. Scuba May 2013 #255
Still possible with these plans madville May 2013 #111
that's my point. It's not just the PREMIUMS...it's the copays/coinsurance/deductibles antigop May 2013 #117
Exactly and we're living it now with a high annual out of pocket maximum... slipslidingaway May 2013 #254
Why do You think Repukes voted so vehemently against ACA? It's going to be one of the best things.. hue May 2013 #100
Individual rates are $300-400 a month madville May 2013 #101
that's what people need to look at -- it's not just the premiums --- it's the max out of pocket... antigop May 2013 #121
These days I'm very cheerful and friendly about medical debt. hunter May 2013 #138
Even With the Affordable Care Act, Health Insurance Coverage Remains Unaffordable for Many antigop May 2013 #122
Employers Eye Bare-Bones Health Plans Under New Law antigop May 2013 #123
^^^^^^^ Here we go. ^^^^^^^ woo me with science May 2013 #133
It is despicable . nadinbrzezinski May 2013 #148
and we have cheerleaders cheering about how great this is. nt antigop May 2013 #152
nadin, what they have done is a classic "divide and conquer".... antigop May 2013 #154
This is good, it will begin the move of health insurance from employers to individual.... cbdo2007 May 2013 #155
I don't think you understood the article. I would suggest you re-read it. nt antigop May 2013 #156
Understood it just fine actually. Thanks! cbdo2007 May 2013 #159
no, I don't think you did based on your response. nt antigop May 2013 #160
I'm pretty sure you didn't get my response. Maybe reread it and have a cup of cbdo2007 May 2013 #161
Please re-read it so you understand what it is saying. nt antigop May 2013 #162
Please do some research, perhaps the Google machine or the Wikipedia cbdo2007 May 2013 #163
I don't need to do research...I read the article and understood what it said. nt antigop May 2013 #164
I don't think so. nt cbdo2007 May 2013 #165
well, it's your choice... you can misinterpret the article or you can go back and re-read it and antigop May 2013 #167
Thank you for the permission to have a choice. I grant you permission to have a choice as well cbdo2007 May 2013 #169
well, I see you've made your choice. nt antigop May 2013 #170
I see you've made your choice as well. cbdo2007 May 2013 #171
I wasn't misinterpreting anything...you need to understand what the article says. nt antigop May 2013 #172
I understood it, that's why I responded. nt cbdo2007 May 2013 #173
But your post shows you really didn't understand it. Sorry. No need to keep this up. antigop May 2013 #181
I understood it just fine. Unfortunately you didn't understand my response and make the connection cbdo2007 May 2013 #210
Some NC employers cut worker hours to avoid cost of health care reform WorseBeforeBetter Jun 2013 #271
President Obama's plan already saves me $19,200 OUT OF POCKET. with NO lifetime cap, and graham4anything May 2013 #126
Great to read this! mzmolly May 2013 #129
I wouldn't call $1500/month "affordable". And what is the max out of pocket in addition antigop May 2013 #131
Those are the current rates - Ms. Toad May 2013 #143
I know they are the current rates....the poster was touting how "great" they were. nt antigop May 2013 #144
I wouldn't call the CA PPACA rates "affordable". antigop May 2013 #145
I guess you'd have to define affordable? mzmolly Jun 2013 #276
Still haven't posted the percentage I asked for, did you? nt antigop Jun 2013 #279
Ask the OP your questions. I'm applauding "progress" not mzmolly May 2013 #147
oh, brother...$36,000 to $18,000/yr -- yeah, that's just peachy. antigop May 2013 #150
Nope. mzmolly May 2013 #219
Nope what? Who can afford $18000 in premiums as graham4anything is paying today? nt antigop May 2013 #225
Nope. G4A mzmolly May 2013 #239
And you have to be able to handle premiums+ max op if you want to be covered. nt antigop May 2013 #241
No you don't. mzmolly May 2013 #243
No you can't do that...have to enroll during enrollment period antigop May 2013 #249
An article from 2011? Here try this: mzmolly Jun 2013 #262
Did you read your own article? That's the high risk pool, not the exchange. nt antigop Jun 2013 #265
Did you read what I replied mzmolly Jun 2013 #267
The high risk pool GOES AWAY once the exchanges are up and running. antigop Jun 2013 #268
Regardless, you can't be denied coverage mzmolly Jun 2013 #270
I never said you can't be denied coverage. But you have to be able to PAY antigop Jun 2013 #273
Or, pay for hospital stays, testing, cancer treatment mzmolly Jun 2013 #274
you don't even know if it's "progress" or not if you don't know the max out of pocket. You were the antigop May 2013 #151
Best benefit to me is-WE WERE FREE TO CHANGE now in 2013.WE WERE NOT FREE in 2012(or prior). graham4anything May 2013 #208
and how many people can afford $1500/month + max op? That's the point. Just because YOU can. antigop May 2013 #211
One has to have insurance. One has to make choices on WHAT IS AVAILABLE today, not 20 yrs from now graham4anything May 2013 #213
yes, be thankful you are still getting gouged....just not as much. HOORAY! nt antigop May 2013 #214
Thank God for President Obama,Sen. Kennedy Gov. Brown and future Pres. Hillary for moving us forward graham4anything May 2013 #217
I keep asking the question because NO ONE has been able to claim $1026 for two people on a $63000 antigop May 2013 #229
Here. You must have missed this? mzmolly May 2013 #236
and I'll ask the question again...how many people can afford $1500/month +max OP? antigop May 2013 #215
Are you reiterating that a small percentage of Americans mzmolly May 2013 #220
I'm reiterating that the rates are NOT affordable -- especially for older pre-Medicare who do not antigop May 2013 #226
$11,900 applies to those at incomes above 400% of the poverty level. mzmolly May 2013 #231
Did you even look at the example I referenced? antigop May 2013 #234
California & $200 that is the important numbers. graham4anything May 2013 #221
Hear hear! mzmolly May 2013 #222
hear, hear? Who can afford what graham4anything is paying now? nt antigop May 2013 #227
G4A mzmolly May 2013 #232
yep....evidently...but most people would not be able to afford that. nt antigop May 2013 #240
Most people who are working and making that kind of income mzmolly May 2013 #242
g4A is self-employed, per his/her post. nt antigop May 2013 #244
Awesome! The perfect candidate for the savings touted. mzmolly May 2013 #246
we are talking about TWO PEOPLE with a COMBINED INCOME of $63000. Got it? antigop May 2013 #256
A combined AGI of 63,000. mzmolly Jun 2013 #263
Now figure out the % of what you are paying in premiums + your max out of pocket. antigop Jun 2013 #266
Define affordable? mzmolly Jun 2013 #269
You are looking at the median for US --- median for CA is higher antigop Jun 2013 #272
I notice you're not talking about what things are/were like mzmolly Jun 2013 #275
because that's not the point... antigop Jun 2013 #280
The heck it isn't. Your continued assertions that mzmolly Jun 2013 #287
Read the link...I'm not the only one saying it's STILL NOT AFFORDABLE. nt antigop Jun 2013 #289
if you CAN'T AFFORD it, it doesn't buy you anything. nt antigop Jun 2013 #292
Still haven't figured out the percentage, have you? nt antigop Jun 2013 #283
It's not possible unless one knows the monthly payment amount mzmolly Jun 2013 #286
You were the one raving about the tax breaks. So--what's the percentage of income antigop Jun 2013 #291
Over how many mzmolly Jun 2013 #293
You can't spread the premiums over years... they have to be paid each month. nt antigop Jun 2013 #296
The monthly AGI for the couple you noted is $5,250.00 mzmolly Jun 2013 #299
I do know - as I'm familiar with the legislation. mzmolly May 2013 #218
I'm very familiar with the legislation -- but you weren't following the thread antigop May 2013 #224
Average premiums in Cali are $323 post leg. Now, you tell me what your couple paid prior to the mzmolly May 2013 #233
Average means nothing....look at the calculator... run the scenarios...two people ages 55 -64. antigop May 2013 #235
The calculator = worst case scenario and was based upon inaccurate predictions. mzmolly May 2013 #237
Evidently you need to read the article and understand what it says. n t antigop May 2013 #257
the calculator is NOT the "worst case" scenario. nt antigop May 2013 #258
It's based upon old mzmolly Jun 2013 #264
no, the article doesn't say that. Go back and read it, please. nt antigop Jun 2013 #282
"Editorial Says Covered Calif. Rates Better Than Expected" mzmolly Jun 2013 #288
It doesn't say that the rates on the Covered CA website are incorrect. nt antigop Jun 2013 #290
The article is new - the rates mzmolly Jun 2013 #294
it doesn't say that.. pls go back and read it. nt antigop Jun 2013 #295
Look...I'm done with this. You seem to refuse to read what you even post. antigop Jun 2013 #297
I knew the HR pool went away because it's no longer needed. mzmolly Jun 2013 #300
for the last time...READ. THE. ARTICLE. It doesn't say COVERED CA is based upon older data. antigop Jun 2013 #301
You misunderstand. mzmolly Jun 2013 #302
+1. I know people who are breathing much easier on account of this. freshwest May 2013 #205
They first put out a calculator several months ago which miscalculated still_one May 2013 #127
I ♥ my AFH n.k.a O-Care ! maidensandiego May 2013 #158
I get it....If you're being gouged right now NiteOwll May 2013 #183
Sorry to hear that, NiteOWll. I agree -- it's not just the premiums. It's the copays, coinsurance antigop May 2013 #186
NiteOwll...case in point.... antigop May 2013 #212
Too confusing. davidthegnome May 2013 #207
My health-care coverage (Capital Blue Cross/Group. PA.) just INCREASED $17/mo = $204/yr more. WinkyDink May 2013 #248
my rates have doubled since it passed nt markiv Jun 2013 #298
Latest Discussions»General Discussion»Health Insurance Rate Sho...»Reply #293