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badtoworse

(5,957 posts)

3. I agree, if you need a safe harbor

Reply to reformist2 (Reply #1)

Thu Jun 13, 2013, 08:19 PM

Jun 2013

Alternatively, you could go 60% stock fund and 40% bond fund if you want to take a balanced approach for a longer time horizon. In my experience, it's unusual for a company not to have some kind of cash option.

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So what is a person to do if their 401k plan only offers funds in stocks or bonds? If interest [View all] still_one Jun 2013 OP

For safety, find the shortest-term bond fund you can find. reformist2 Jun 2013 #1

I agree, if you need a safe harbor badtoworse Jun 2013 #3

You have the right to rollover whatever balance you have (with some limitations) to an IRA Chan790 Jun 2013 #2