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zipplewrath

(16,698 posts)
12. Close, but not quite
Mon Feb 13, 2012, 01:23 PM
Feb 2012

The employer can't be forced to pay for it, but the insurance company is required to incluide it for "no charge". It's not really "side car", it is just part of the policy.

The assertion is that the insurance company doesn't have to charge for it because it actually saves them money (because pregnant mothers are more expensive). As someone pointed out, however, it is costing them money because a large portion of the women were paying for it on their own, and now the insurance company will bear the costs. As such, the cost does ultimately get back to the employer.

Truth is, many of the really large institutions are "self insured", which is to say that they pay the total health care bill for their employees on their own. The hire an insurance company to manage it for them (and set up "networks" of doctors and such) but they get billed for the actual services delivered. So they'll pay for it in the aggregate. Now, again, the assertion will be made that their costs will actually be lower because pregnant mothers are so expensive. One can make an argument about this.

The problem is both real, and not nearly as "religious" as the GOP would like you to believe. The school, or hospital, isn't a "church" and it isn't a "religion". It's a school that charges money and pays salaries. The churches could easily avoid this if alll of the "employees" were nuns or monks or something. (This is, by the way, how "church schools" started out. Somewhere along the line they started hiring teachers instead of ordaining them). But since in this modern age, no one has demonstrated a way to actually run a hospital with monks alone, the churches found themselves in the "hospital business". You want to run a business in this country, we can't be handing out advantages based upon religious affiliation or the next thing you know, GM will be taken over by the Scientologists.

The first amendment covers peoples abilities to worship as they please. It doesn't really create a separate economy where churches are somehow exempt from the laws of the land. It's not church contributions that are paying the bills at hospitals, and even at Notre Dame. It is the money they charge for the hospital services, or the tuition. They want to go totally "nonprofit" and operate completely off of the basket they pass around at church, they might have a leg to stand on. They want to run hospitals that charge insurance companies for services rendered, they have to be treated like any other business. Their nonprofit status will only cover their tax burden, it doesn't make them a religion.

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The only way to explain it is if you where completely and utterly insaine. /nt Drale Feb 2012 #1
Obama proposed it, the right wing and their media pundits want to make it an issue liberal N proud Feb 2012 #2
The nontroversy has been re-framed as a religious freedom issue gratuitous Feb 2012 #3
nontroversy is one of my favorite neologisms. :D sudopod Feb 2012 #5
Wouldn't it be great if we could ALL refuse to pay for things we disagree with? Sparkly Feb 2012 #4
Great post Sparkly! smirkymonkey Feb 2012 #9
Here's a case: what if I'm a pacifist Quaker? Can I refuse to pay any taxes, that go the military? Brettongarcia Feb 2012 #15
First question: sudopod Feb 2012 #21
Because it's an opportunity for the GOP Aerows Feb 2012 #6
The idea that McConnel actually cares one way or another is pretty funny. sudopod Feb 2012 #9
the controversy has been manufactured by the media and the cons bowens43 Feb 2012 #7
I just don't understand their argument at all. sudopod Feb 2012 #8
The argument doesn't make sense gratuitous Feb 2012 #11
Close, but not quite zipplewrath Feb 2012 #12
This is hugely informative. sudopod Feb 2012 #16
We get it with no co-pay here in MA Marrah_G Feb 2012 #24
you're talking the patient side zipplewrath Feb 2012 #28
It's all so damned confusing Marrah_G Feb 2012 #30
here's their (ridiculous) argument: unblock Feb 2012 #13
Your third paragraph really nails it. sudopod Feb 2012 #18
Actually, it was a pretty good deal; and the Chruch wasn't entirely closed to it. Brettongarcia Feb 2012 #14
Part of it is that money is fungible and this looks like a shell game/smoke and mirrors accounting HereSince1628 Feb 2012 #17
As a poster upthread noted, depending on how many transfers of ownership we follow the money through sudopod Feb 2012 #19
I appreciate the 'laundering argument' but I think the question hinges on a single question HereSince1628 Feb 2012 #25
Major consumers of insurance services, often negotiate their own independent deal Brettongarcia Feb 2012 #20
BUT, if a sine qua non for being a health insurer HereSince1628 Feb 2012 #26
Basically it's the employer being picky about how he spends the money you earned. JVS Feb 2012 #22
LOL sudopod Feb 2012 #23
An Episcopal priest friend of mine has summarized the absurdity of the RC bishops' position well... markpkessinger Feb 2012 #27
If they're sensible, they already pay for full health packages muriel_volestrangler Feb 2012 #29
exactly nt sudopod Feb 2012 #31
So? The original compromise offer was pretty good; the Church should reconsider Brettongarcia Feb 2012 #32
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