General Discussion
In reply to the discussion: Health Care Plans Under Obamacare Will Cost Even Less Than Expected [View all]dflprincess
(29,336 posts)There may be "must cover" items but, with the exception of some screening tests, the deductible limts must be met before those items will be paid for by the insurance company. And really, what's the point of having a "free" mammogram if you don't have a way to pay for any follow up treatment that might be needed? It can cost several thousand dollars just to find out that odd spot is benign and under the "Affordable Care" Act you can be on the hook for just over $6K (annually) before you insurer coughs up a dime.
People may be able to get insurance but they still won't be able to afford care. Oh, and the help paying the monthly premium? Not quite - those who qualify have to find a way to pay the premium then apply for a credit when they file their income taxes.
The big winners are the insurance companies who will have the a whole new pool of suckers to steal from and maybe the credit card companies as Americans will continue to use plastic to pay medical bills they can't afford.