Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

dflprincess

(29,336 posts)
34. The barebones plans on Obamacare's marketplaces also have outrageous out of pockets.
Fri Jun 21, 2013, 11:02 PM
Jun 2013

There may be "must cover" items but, with the exception of some screening tests, the deductible limts must be met before those items will be paid for by the insurance company. And really, what's the point of having a "free" mammogram if you don't have a way to pay for any follow up treatment that might be needed? It can cost several thousand dollars just to find out that odd spot is benign and under the "Affordable Care" Act you can be on the hook for just over $6K (annually) before you insurer coughs up a dime.

People may be able to get insurance but they still won't be able to afford care. Oh, and the help paying the monthly premium? Not quite - those who qualify have to find a way to pay the premium then apply for a credit when they file their income taxes.

The big winners are the insurance companies who will have the a whole new pool of suckers to steal from and maybe the credit card companies as Americans will continue to use plastic to pay medical bills they can't afford.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Yep! cbdo2007 Jun 2013 #1
I hope the multistate plans really take off and keep existing insurers honest on rate hikes. BenzoDia Jun 2013 #2
Yup. n/t ProSense Jun 2013 #3
My family is anxiously awaiting the federal exchange rates since WI won't comply with the law AllyCat Jun 2013 #4
al strikeforce Jun 2013 #30
But if it doesn't meet a minimum standard AllyCat Jun 2013 #39
Keep getting the word out!!! K&R!! hue Jun 2013 #5
KnR, this should be front page news ucrdem Jun 2013 #6
The 80/20 rule applies Motown_Johnny Jun 2013 #7
80/20 goes both ways alc Jun 2013 #28
What is a "mid-level" policy? emmadoggy Jun 2013 #8
emma strikeforce Jun 2013 #31
When the Democratic Party congress Iliyah Jun 2013 #9
k&r HappyMe Jun 2013 #10
My insurance rate dropped $90 a month with OCare. ErikJ Jun 2013 #11
I found out that Medicare isn't free either flamingdem Jun 2013 #12
Thats from Republicon meddling with Medicare with privatizing options ErikJ Jun 2013 #15
Medicare is a complicated subject. . . h2ebits Jun 2013 #17
wow! That's complicated. I will save this for future reference flamingdem Jun 2013 #19
The full unsubsidized part A & B premium is like $900 / month Recursion Jun 2013 #20
The best thing about Obamacare is the way it empowers consumers. dawg Jun 2013 #13
Great news ...BUT SoCalDem Jun 2013 #14
Single payer will eventually Iliyah Jun 2013 #16
That's hardly the only model that works Recursion Jun 2013 #21
Maybe so Iliyah Jun 2013 #22
This message was self-deleted by its author dflprincess Jun 2013 #32
That's why I didn't say "socialized medicine" Recursion Jun 2013 #33
Whoops dflprincess Jun 2013 #35
K&R! sheshe2 Jun 2013 #18
The barebones plans on Obamacare's marketplaces also have outrageous out of pockets. dflprincess Jun 2013 #34
I do not know what State that you live in, dflprincess. sheshe2 Jun 2013 #36
There was a link here in the last few weeks dflprincess Jun 2013 #37
How interesting. area51 Jun 2013 #23
Shh, don't say that. You could get arrested! leftstreet Jun 2013 #29
This message was self-deleted by its author blkmusclmachine Jun 2013 #24
This was the fear the GOP has, it will work and Democrats will get a generation of voters vinny9698 Jun 2013 #25
Yep. LWolf Jun 2013 #26
K & R Scurrilous Jun 2013 #27
What accounts for reports of higher premiums thus far? Beartracks Jun 2013 #38
Trump is probably soiling himself right now Yo_Mama_Been_Loggin Oct 2018 #40
Latest Discussions»General Discussion»Health Care Plans Under O...»Reply #34