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JustAnotherGen

(37,892 posts)
6. Their mortgage is too high
Thu Jul 4, 2013, 08:00 AM
Jul 2013

They need to downsize their home. If you are working that much - you aren't there to enjoy it anyways.

As my husband and I say, "How much do we need?"

We are high earners in one of the wealthiest counties in America (Central NJ) and even here there are beautiful homes to be had for $400K and only $8 to $10 K in property taxes per year.

I say "only" because we ARE high earners (not being smug) and we live within our means. The woman on that thread wants to live like a billionaire (wealthy) on a rich persons budget.

Now my rant: Those are the people that fucked up the economy. I know - I work with them. They've walked away from $800K homes, but at least they still have their Beemer and Audi. Two of them laughed at me in 2007 for living in a $1300 a month one bedroom apartment and for driving a 2006 Nissan Altima made in the USA that I paid cash for. Making a couple of six figures a year and spending it all is obnoxious. Same people would never give to a food bank - be it time or money.

I won't laugh at them - but there were people six years ago AND today that would LOVE to have their problems. But in the examples I provided - they are too selfish to see that they did it to themselves.

I'll save my sympathy for the family of four in my community trying to get by on $60K a year paying at minimum $1800K per month for a two bedroom apartment.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Poor people have poor ways madokie Jul 2013 #1
Holy fuck... Am not sure WTF to say... idwiyo Jul 2013 #2
A take home pay of $12K/month Skidmore Jul 2013 #3
$12K is more than I get in a YEAR from SS. hobbit709 Jul 2013 #5
It's 3/4 of my yearly income. intheflow Jul 2013 #19
Wonder if it ever occurred to her to clean her own house? Skidmore Jul 2013 #24
The house is probably too big for that. Squinch Jul 2013 #51
But it's not too big for someone else to clean for her? Skidmore Jul 2013 #52
Well of course not. Because that would be someone else. And she could order them around. Squinch Jul 2013 #53
It's not too big for three or four somebodies to clean jmowreader Jul 2013 #56
That's one of the more disgusting things I've read Gman Jul 2013 #4
That's if she/he works 40 hours a week. JustAnotherGen Jul 2013 #8
Their mortgage is too high JustAnotherGen Jul 2013 #6
your example of a "struggling" couple hfojvt Jul 2013 #26
In CENTRAL NJ with two kids JustAnotherGen Jul 2013 #31
In our area $60K doesn't go as far as you'd think; owning OR renting costs a fortune Hekate Jul 2013 #47
Your Jets avatar threw me for a second. Chan790 Jul 2013 #64
those people make $12.5 a month & spend $5330 on regular bills. that leaves them $7K to do HiPointDem Jul 2013 #41
I think the one's that state, "We only have $2500 left over at the end of the month" justiceischeap Jul 2013 #7
+1 JustAnotherGen Jul 2013 #9
I know exactly what you mean. AngryOldDem Jul 2013 #15
Yeah, that was the post that completely floored me as well. distantearlywarning Jul 2013 #27
I'd like to see data on that hfojvt Jul 2013 #29
I can give a couple of anecdotes justiceischeap Jul 2013 #30
anecdotes are not actual data though hfojvt Jul 2013 #35
The average Disposable Personal Income per capita in the US in 2012 was $38k justiceischeap Jul 2013 #39
puts me well below average income hfojvt Jul 2013 #45
SOBERING. HughBeaumont Jul 2013 #59
Reading This Thread Just Gave Me An Idea For A New Reality Show - "Trading Status"..... global1 Jul 2013 #10
life swap hfojvt Jul 2013 #37
that would be a great show if done right. HiPointDem Jul 2013 #60
"If your outgo exceeds your income, Fla_Democrat Jul 2013 #11
Prayer can change a nation? hfojvt Jul 2013 #36
I love the reply on page 9 tosh Jul 2013 #12
Some seriously hilarious trolling at the end of the thread. HughBeaumont Jul 2013 #22
Win-win. tosh Jul 2013 #25
Jesus H. Christ. I lived in DC on 1/8th of that, and I was doing great Recursion Jul 2013 #13
It's because they have too much shit. AngryOldDem Jul 2013 #14
The winner to me is kiva Jul 2013 #16
They should be able to save plenty of money on their food budget. Make7 Jul 2013 #17
Hey . . . Major Hogwash Jul 2013 #38
I'm not even going to click through. MissB Jul 2013 #18
poor guy only had 2k left a month for home and auto repairs notadmblnd Jul 2013 #20
The poor guy who spends $2k/month on car repairs... jmowreader Jul 2013 #57
I barely make that before taxes Puzzledtraveller Jul 2013 #66
Sad to see those that life has given so much etherealtruth Jul 2013 #21
That's the most disturbing part of it, imo RedCappedBandit Jul 2013 #58
Priorities undeterred Jul 2013 #23
Some people do not need to worship anything. RC Jul 2013 #28
Wish I had those worries OhioChick Jul 2013 #32
I've read similar complaints here on DU many times over Orrex Jul 2013 #33
Yup, and I just have to shake my head Hydra Jul 2013 #34
There is a big difference between 200k and 375k taught_me_patience Jul 2013 #42
That's like saying that your Lamborghini isn't a luxury car because your neighbor owns a Bugatti. Orrex Jul 2013 #46
99% my ass Puzzledtraveller Jul 2013 #67
Where do you get a job that pays 200-$400K per year? Manifestor_of_Light Jul 2013 #40
Where are you located? taught_me_patience Jul 2013 #43
Lot of truck drivers with a law degree. B Calm Jul 2013 #55
No one around here makes that kind of money Nikia Jul 2013 #50
I'll also ask you where you live taught_me_patience Jul 2013 #62
Rural Wisconsin Nikia Jul 2013 #69
This message was self-deleted by its author devilgrrl Jul 2013 #54
Pretty much. Chan790 Jul 2013 #65
I like this one: CrispyQ Jul 2013 #44
But they have $2500/mo for vacations! madinmaryland Jul 2013 #48
I'm surprised they even listed it. CrispyQ Jul 2013 #49
I remember way back thinking wow if I could make $25k a year I will be doing great! YeahSureRight Jul 2013 #61
I think people complaining about troubles living on $100K+ are laughable Proud Liberal Dem Jul 2013 #63
I guess it is all relative FreeJoe Jul 2013 #68
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