General Discussion

diabeticman

(3,121 posts) Thu Jul 4, 2013, 06:12 PM Jul 2013

Is there a statue of limitation for debt collection? [View all]

A friend of mine is being harrassed by this company Rubin and Yates. They claim she owes a debt and she knows that a) This debt was for a cable company --her parents used her social security number to get cable and she resolved this issue with the cable company years ago (or so she believed...she was able to get cable.)

b) she was told that even IF she did owe this debt the statue of limitation to collect on this debt is up and they can't legally garnish her wages... (she lives in PA like I do.)

Does anyone know about this type of statue exist or not and how often can these type of places collect on a supposed debt?
I only asked because she was contacted by another agency about this same debt about 3 years ago.

11 replies

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Is there a statue of limitation for debt collection? [View all] diabeticman Jul 2013 OP

You may find this webpage helpful... PoliticAverse Jul 2013 #1

Thanks diabeticman Jul 2013 #3

there is a statute of limitation on debt dsc Jul 2013 #2

Yes, there is an SOL. There is also a Unlawful Debt Collection Act she might want to Google. Shrike47 Jul 2013 #4

I should have said the Fair Debt Collection Practices Act. Shrike47 Jul 2013 #5

She has two problems. One is the debt collection agency, and the second is the credit bureau. Once okaawhatever Jul 2013 #6

It differs by state davidn3600 Jul 2013 #7

Yes if you make any payment at all it resets newfie11 Jul 2013 #9

IF she's sure the debt was paid, elleng Jul 2013 #8

These companies will buy old debt that is unenforceable for pennies on the dollar kudzu22 Jul 2013 #10

Four years is that Statute of Limitations on domestic contracts in PA Th1onein Jul 2013 #11