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In reply to the discussion: Wow! My insurance company just sent me another refund check! [View all]tridim
(45,358 posts)15. That sucks. I went individual and saved money, and then got a refund.
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Drop out of the company plan and get an individual plan. You will likely save money.
tridim
Jul 2013
#17
Not if the company pays most of it on their plan and nothing if you get your own.
hobbit709
Jul 2013
#26
I imagine a refund and a lottery are rather difficult for many people to differentiate.
LanternWaste
Jul 2013
#21
Might as well be a gamble if for every person that gets a refund, many do not.
hobbit709
Jul 2013
#27
They are all bound by the 80/20 law, the law is moral regardless of the ins. company.
tridim
Jul 2013
#47
That means that those folks insurance companies are spending at least 80% of premiums on health care
stevenleser
Jul 2013
#33
Woo hoo! I had to borrow money from my mother-in-law to pay our medical bills.
progressoid
Jul 2013
#28