General Discussion

meaculpa2011

(918 posts)

118. I checked it four times...

Fri Jul 26, 2013, 06:22 AM

Jul 2013

and we'll still be paying an outrageous amount for the same coverage I have now.

We're a family of our and earn too much to qualify for a subsidy. I did plug in some different age numbers and the key factor is that we're both over 60, plus we have two kids (21 and 22) still living with us. Under our current plan the kids are covered until their 24th birthday at no additional premium because they're in college. Under ACA they're covered until they're 26, but there's an additional premium cost. According to the calculator on the link, the extra cost for the kids is almost $600. Also, if we were 45 instead of 60s, the premium would be half. I don't know if all of this is correct, but that's what the calculator at the link is giving me.

I've been a freelancer for thirty years and the only downside has been dealing with bureaucrats. Whether they're from the insurance companies or the IRS, they don't know how to deal with non-traditional situations.

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"Obamacare confession." [View all] pnwmom Jul 2013 OP

Ah, more I have's it issues. Any there with people with no insurance? Hmmmm? Safetykitten Jul 2013 #1

There are millions who lacked insurance who will now be able to get it. pnwmom Jul 2013 #4

you want it to fail so badly you'll ignore any positive outcomes from it. sad. dionysus Jul 2013 #27

kaiser charges $200/month for the right to pay $100 just to talk to a receptionist. can't be any msongs Jul 2013 #2

This is why the GOP is desperate to stop ACA , too sufrommich Jul 2013 #3

BOTTOM LINE: The GOP have ONCE CHANCE (in September) to KILL OBAMACARE before everybody finds out TrollBuster9090 Jul 2013 #71

The Republicans will look bad if they try to overturn this Rosa Luxemburg Jul 2013 #102

Yup, it's the crowbar in the crack of the door. joshcryer Jul 2013 #116

This is fabulous news for people who can afford premiums! leftstreet Jul 2013 #5

Yes, and we all know that they are oh so affordable, even with the deductables! Safetykitten Jul 2013 #6

Drop your cell service, cableTV, stop eating so much! leftstreet Jul 2013 #9

I'm not really sure what argument you're trying to make. Are you claiming that there are people who TrollBuster9090 Jul 2013 #39

That used to be a GOP talking point leftstreet Jul 2013 #41

Yes it did and it used to be Romney care, Progressive dog Jul 2013 #44

And....? TrollBuster9090 Jul 2013 #65

Suggesting people are irresponsible leftstreet Jul 2013 #70

Sorry, but repeating "it must be bad because the GOP said it" over and over again just won't cut it. TrollBuster9090 Jul 2013 #74

Nice try, but I didn't say that leftstreet Jul 2013 #76

Not exactly. I insinuated that people are immoral when they're willing to force OTHER people to TrollBuster9090 Jul 2013 #83

We've had something similar in MA for years. MADem Jul 2013 #107

I don't know MADem. It's like they WANT this to fail because it's not single payer... Hekate Jul 2013 #110

They don't get it. The working poor get prenatal care and maternity services and MADem Jul 2013 #112

I worry about my daughter and her kids all the time Hekate Jul 2013 #117

She needs to do some homework--it's adjusted gross. MADem Jul 2013 #131

and FORGET saving for retirement!!! Skittles Jul 2013 #46

Still waiting for either of you to make your point. TrollBuster9090 Jul 2013 #67

Ah there it is leftstreet Jul 2013 #82

Nope. The 'freeloaders' Limbaugh is talking about are the poor. The 'freeloaders' I'm talking TrollBuster9090 Jul 2013 #85

Have you plugged in the numbers in the online calculator? SoCalDem Jul 2013 #15

A THOUSAND BUCKS A MONTH??? Cronus Protagonist Jul 2013 #37

No,it says $164 bucks a month, not a thousand. You get a tax credit if you're in that income range. TrollBuster9090 Jul 2013 #40

Tax credit means you still have to pay the cash through the year Cronus Protagonist Jul 2013 #42

yeah, I'm pretty sure it's not going to work like that. Schema Thing Jul 2013 #45

No cash, credit paid dirctly to insurance company Progressive dog Jul 2013 #47

Really? Wow! Cronus Protagonist Jul 2013 #95

That's what they claim and it makes sense. Progressive dog Jul 2013 #133

I really hope so Cronus Protagonist Jul 2013 #135

Not these. The subsidies will go into effect right away. n/t pnwmom Jul 2013 #126

ACA tax credits are given when you pay your premium JCMach1 Jul 2013 #134

Interesting. So the tax credit, that comes off the $1,086 and you pay $164. a month? Autumn Jul 2013 #55

You should try going and calculating your own rate. Here's the link. TrollBuster9090 Jul 2013 #89

That's really good! Just Saying Jul 2013 #106

I checked for myself as a single person Skittles Jul 2013 #49

Probably because you didn't calculate it properly. What calculator did you use? nt TrollBuster9090 Jul 2013 #80

Okay, I just used the same calculator, punched in the same numbers for a single person and TrollBuster9090 Jul 2013 #90

sounds like the old single people getting screwed business to me Skittles Jul 2013 #94

Sounds like it's just a recognition of the fact that a salary divided by ONE is greater pnwmom Jul 2013 #100

sounds like a GREAT DEAL for INSURANCE COMPANIES Skittles Jul 2013 #104

I hope my employer keeps their plan joeglow3 Jul 2013 #52

Now I'd have to say that is doable and I'm just a little under that income level. brewens Jul 2013 #57

Here's the calculator.. put your numbers in and see what happens SoCalDem Jul 2013 #58

Thanks. Not as good as I'd hoped but I could still swing it. Still, it's way cheaper that what I brewens Jul 2013 #59

Yowsa! ellie Jul 2013 #62

$1058 a month for me awoke_in_2003 Jul 2013 #64

Is that your adjusted gross? SoCalDem Jul 2013 #68

Hmmm, good point... awoke_in_2003 Jul 2013 #69

It's line 37 n/t SoCalDem Jul 2013 #75

Thanks... awoke_in_2003 Jul 2013 #77

Do you have a link to the calculator you used?... TeeYiYi Jul 2013 #88

here's a link to it.. SoCalDem Jul 2013 #108

Thank you. ..nt TeeYiYi Jul 2013 #122

Medicaid will help millions of others who can't. pnwmom Jul 2013 #8

Why are there so many millions who can't afford it? leftstreet Jul 2013 #13

"So many millions"? Do you have specific numbers you're talking about? pnwmom Jul 2013 #16

LOL ^^You just said 'millions' up there^^ leftstreet Jul 2013 #19

Here's one source. pnwmom Jul 2013 #22

By the time I was 26 both of my parents had been dead for years Fumesucker Jul 2013 #31

A) Sorry about your parents, and B ) what exactly is your point? TrollBuster9090 Jul 2013 #43

At least everyone was equal before Fumesucker Jul 2013 #53

I disagree. People with LIVE or WEALTHY parents ALWAYS had an advantage before. (Not equal) TrollBuster9090 Jul 2013 #61

Eh, I just know how I would have felt at the time if that had been the situation Fumesucker Jul 2013 #84

'but they must only drink 20% of their blood' TrollBuster9090 Jul 2013 #91

Before it was exactly the same, except the age division was at 21, or wherever pnwmom Jul 2013 #98

True. We know a young woman without resources whose mother doesn't have any insurance. pnwmom Jul 2013 #96

Don't forget the subsidies that will be available to lots of people. Hoyt Jul 2013 #24

Neo-DU and the Republicans will forget. Count on it. tridim Jul 2013 #34

yes indeed. it looks like now many millions more will be able to afford premiums Pretzel_Warrior Jul 2013 #51

And for those included in the Medicaid expansion. mzmolly Jul 2013 #93

I am very happy with the changes flamingdem Jul 2013 #7

Something I saw at Repub's house today pertaining to ACA............ northoftheborder Jul 2013 #10

I've seen and heard it advertised. Control-Z Jul 2013 #23

It is a scam to get wingnut/fox viewer $$$ for a book full of lies emulatorloo Jul 2013 #66

Yeah, probably a book telling them to buy overpriced gold coins and SURVIVAL SEEDS. TrollBuster9090 Jul 2013 #92

Depends on where you live, I guess. meaculpa2011 Jul 2013 #11

here's a link that might help SoCalDem Jul 2013 #17

Insurance companies are happy to "grandfather" you in with the old fees Sheepshank Jul 2013 #18

Here's the federal calculator SoCalDem Jul 2013 #20

$396/mo for me and my family. Sheepshank Jul 2013 #30

I just figured my new premium with the calculator... meaculpa2011 Jul 2013 #35

I find it hard to believe you are that much of an outlier. perhaps you should recheck your math Pretzel_Warrior Jul 2013 #56

I checked it four times... meaculpa2011 Jul 2013 #118

BTW: In NYC we're not really "outliers." meaculpa2011 Jul 2013 #119

Good information. I just thought it strange Pretzel_Warrior Jul 2013 #123

Last weekend I went to the Utah State web site for new HC costs Sheepshank Jul 2013 #12

That's good news. Thanks! n/t pnwmom Jul 2013 #14

K & R Scurrilous Jul 2013 #21

And there it is. MineralMan Jul 2013 #25

K & R SunSeeker Jul 2013 #26

There should be a website that people can post positive outcomes from the ACA. I wonder southernyankeebelle Jul 2013 #28

One of the false and/or lies Iliyah Jul 2013 #29

Well I hope you turned them down! SheilaT Jul 2013 #32

Still can't find anything for my situation stuckinodi Jul 2013 #33

States that refuse to set up exchanges, will have a FEDERAL one put in place SoCalDem Jul 2013 #127

I no longer believe in the ACA photogirl26 Jul 2013 #36

This sounds like what has been happening PRE Obamacare. Chemisse Jul 2013 #48

dropped because of what changes? Schema Thing Jul 2013 #54

I'm very sorry for your boyfriend but his situation has NOTHING to do with ACA. pnwmom Jul 2013 #73

Minnesota has already begun it's Medicaid expansion BainsBane Jul 2013 #81

Medicaid expansion photogirl26 Jul 2013 #86

I seriously doubt that BainsBane Jul 2013 #87

Yes, this story is confusing. lolly Jul 2013 #109

I absolutely do NOT believe that Coexist Jul 2013 #121

I believe someone told him that - Ms. Toad Jul 2013 #130

Nothing you have said has anything to do with the affordable care act. Ms. Toad Jul 2013 #129

Check this out - MNsure pinto Jul 2013 #136

recommended nt arely staircase Jul 2013 #38

rec Doctor_J Jul 2013 #50

Just figured in my data and will only pay 64 dollars a month revmclaren Jul 2013 #60

1000 X rec. revmclaren Jul 2013 #63

With regards to "Number of people in the household" NorthCarolina Jul 2013 #72

Since it;s a FEDERAL program. I think you are a-okay.....unless SoCalDem Jul 2013 #78

If you were living in a state that had legalized gay marriage, I've read that they're pnwmom Jul 2013 #79

Well the minute I no longer have to pay $925/month in premiums and can start paying my copays liberal_at_heart Jul 2013 #97

Have you looked at your state's insurance exchange yet to see what your options will be? n/t pnwmom Jul 2013 #99

I have visited a few websites but all they say is that starting this fall we will be able to shop liberal_at_heart Jul 2013 #103

Mine will be no cost next year, then $120 or so a year for the next five bhikkhu Jul 2013 #101

In Britain you can go to the doctor or the hospital and it is free Rosa Luxemburg Jul 2013 #105

Yes, we will be dealing with this... Safetykitten Jul 2013 #111

It will take a revolution to overthrow the 1% before we can get true single payer healthcare. liberal_at_heart Jul 2013 #115

a public option could be made more appealing Rosa Luxemburg Jul 2013 #132

Lest we forget the 4 motherfucking years after ACA was passed that we were hung out to dry. Gravitycollapse Jul 2013 #113

As you know, the Rethugs were the ones blocking a faster implementation. pnwmom Jul 2013 #125

The reaction here is why so many people are being hired to explain the ACA Hekate Jul 2013 #114

+1 lots of folks here seem to want to dampen that man's good news Coexist Jul 2013 #120

Not necessarily nonsense...just differing circumstamces SoCalDem Jul 2013 #128

K&R Raffi Ella Jul 2013 #124

Message auto-removed Name removed Jul 2013 #137