Unsealed court-settlement documents reveal banks stole $trillions' worth of houses

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165. rdking647, I知 well aware of the clauses in my mortgage contract, especially the ones

MERS breached. While difficult to imagine, let’s say I lose every single Cause of Action in my lawsuit. And out of all the Defendants, not one owes me a single penny in damages. We would also have to imagine there was a party who proved they owned a valid debt and had a valid lien upon my property. If such a party can be found, they alone would have standing to file a foreclosure action against me. That is the only party I would pay on the loan.

I honor valid debts. Valid debts should be paid, if at all possible.

I know and understand the particulars of my case and there is no party who owns my Note that has a valid lien upon my property.

There is a DU member in this discussion that appears to believe that I should pack my bags and abandon my home of 33 years. I find that an imprudent course of action. That’s simply no way to treat a valuable asset in which I have a great deal of equity.

It’s sad but I sort of view homeowners who are dutifully making their mortgage payments as those in pre-foreclosure. As many people have learned, their payment history is no guarantee against foreclosure. Part of me truly wonders why someone would make their payments when they can still be foreclosed. Heck, Bank of America seems to specialize in foreclosing on properties that don’t even have a mortgage! This securitization of mortgages, has fouled everyone's business records, our land records, our property Titles and our mortgages.