General Discussion
In reply to the discussion: According to our doctor, there is a new law related to Obamacare - they must drug-test you [View all]pediatricmedic
(397 posts)That document is CMS-9972-P found at:
http://www.gpo.gov/fdsys/pkg/FR-2012-11-26/pdf/2012-28428.pdf
The wall of text is good for a nice headache, but I muddled through some of it. This primarily concerns smoking, but could be extended to other forms of substance abuse. Insurers cannot move you to a different risk group or deny coverage, both of which are illegal under the ACA. It does seem they can impose a risk adjustment of 1.5:1 to your current rate.
The ability to charge more money is going to be irresistible to any insurance company that is participating in this.
The other thing I got from this is that their is no mandatory blood test for any drugs. If you happen to answer yes on a standard health assessment screening, then that could be used as justification. The same is true if a tox screen or drug test is performed and billed to your insurance.
I was not able to determine if the adjustment had a finite time limit or not.
Rules and revisions are constantly changing, so this may or may not stay in the ACA. There are literally thousands of pages on the ACA now, so it is no wonder people are confused about this.
Thanks to Xithras in post #14 for the document, keeping track of this stuff is a monumental task.