Is "Obamacare" really the best idea? Thoughts on my idea?

[loyalsister]

26. There is definitely a better system

Obama himself said that if we were starting from scratch he would advocate a single payer system. But, there are people who have built a profession (I'm talking about insurance agents not executives) as insurance agents. Vile as the insurance industry is, I don't feel comfortable complaining about corporations shipping manufacturing overseas while being more than happy to put people who have built their professional lives as insurance agents out of business.

"A person should not be using insurance for things such as spraining your ankle or getting the flu. This is routine medical care that people should have ample savings to pay for if the tax code did not favor insurance over cash."


What???? I certainly envy anyone who has any savings at all. Aside from that, untreated injuries and illnesses have put a strain on the health care system. The sprained ankle (which actually turns out to be a fracture. - This happened to me, BTW. Fortunately I caught it) that a person can't afford to see a dr. about turns into a major injury that leads to a significant disability.

Then there is the flu that leads to pneumonia.

All either of the above took was a flu shot and a good xray. Part of Obamacare is a focus on preventative care. It saves money, because for a long time people with the conditions listed above would put off going to the doctor because of the cost. By the time they get there the condition is worse and way more expensive than it would have been in the first place.

Among other things, single payer essentially wraps it all up into one payment and brings costs down. The HCR that is gradually going into effect with more regulation and embracing preventative medicine is a start toward reducing costs. It was the best Obama could get for now. The best thing that could happen would be for Insurance companies to get pissed about regs and bail out of the business. As they drop off, non profits and government funded agencies have to pick it up.