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Anything misused can maim and kill people customerserviceguy Aug 2013 #1
Car accident in Nov., appendicitis in Feb Lars39 Aug 2013 #2
The premiums are so dramatically lower than the premiums on standard plans Ms. Toad Aug 2013 #4
People aren't going to bank the difference. CANDO Aug 2013 #7
So you would pay Ms. Toad Aug 2013 #8
It all depends on the plans offered and the comparative details. CANDO Aug 2013 #15
My numbers come from both direct shopping Ms. Toad Aug 2013 #36
Many won't bank the difference customerserviceguy Aug 2013 #72
I had an $8,000 deductible. Out $16,000+. Went bankrupt. Lars39 Aug 2013 #11
It actually doesn't Ms. Toad Aug 2013 #14
Aren't the HSA's supposed to be used yearly? CANDO Aug 2013 #6
FSAs are annual. Ms. Toad Aug 2013 #10
Exactly customerserviceguy Aug 2013 #70
Placing bets on whether or not serious health care expenses will fuck you over-- eridani Aug 2013 #17
So, someone who has used an HSA customerserviceguy Aug 2013 #71
If they win, someone else loses eridani Sep 2013 #76
Again, there you go customerserviceguy Sep 2013 #79
Yes--I want to take it to put it into the general pool which would fund health care for ALL eridani Sep 2013 #81
At least you admitted it customerserviceguy Sep 2013 #92
I want to take your money to build roads and schools too eridani Sep 2013 #94
Current law alllows the deductibles in these plans to be just over $6000 annually (single coverage) dflprincess Aug 2013 #52
It all sounds so confusing Art_from_Ark Aug 2013 #66
I don't know what the deductibles are for every plan customerserviceguy Aug 2013 #74
K&R - and bookmarked jpak Aug 2013 #3
That's why I prefer HMO, so all the costs are fixed and usually lower than PPO cbdo2007 Aug 2013 #5
Not the ones I'm familiar with. Ms. Toad Aug 2013 #9
I have a high deductible insurance plan penultimate Aug 2013 #12
Pray you don't get sick toward the end of the year. CANDO Aug 2013 #16
Yeah, that would suck... penultimate Aug 2013 #21
Can you explain more? BlueCheese Aug 2013 #29
Yeah, the plan waives the deductible for office visits. penultimate Aug 2013 #30
I was paying $650/mo for a $5,000 deductible leftyladyfrommo Aug 2013 #13
I have a high deductible plan with a health savings account...I love it. DisgustipatedinCA Aug 2013 #18
I hope you 85% folks realize what you are doing here eridani Aug 2013 #19
"You are colluding in bankruptcy and murder..." Quantess Aug 2013 #20
Right. Just fuck expensively sick people eridani Aug 2013 #23
Single payer is the best way to go. Quantess Aug 2013 #25
There may be a single payer activist group in your state eridani Aug 2013 #26
The 85% who pay insurance premiums that will mostly cover OTHER people are colluding pnwmom Aug 2013 #35
What the 85% are doing is mostly making insurance companies rich eridani Aug 2013 #37
Are you aware that medical bankruptcies are sharply down since Romneycare was enacted pnwmom Aug 2013 #38
59% to 50% is not "sharply down" to sane people eridani Aug 2013 #39
Your article was from 6 years ago -- 2007 was the year Romneycare PASSED. pnwmom Aug 2013 #40
Is 2012 recent enough for you? eridani Aug 2013 #42
The problem with that study and others is that medical costs are usually only a part pnwmom Aug 2013 #44
You'e kidding, right? Of course there is a "medical care plan eridani Aug 2013 #46
You don't get it. If you lose your job you can STILL go bankrupt even if you have Medicare. pnwmom Aug 2013 #48
Then it won't be a health care bankruptcy, will it eridani Aug 2013 #49
Most health care bankruptcies are from a combination of factors, pnwmom Aug 2013 #50
Single payer solves the second problem, right? n/t eridani Aug 2013 #51
IF, medical insurance was not tied to employment ... slipslidingaway Aug 2013 #56
But unemployment is also tied to bankruptcies, obviously. pnwmom Aug 2013 #57
But, should you need to be employed to have access to HC ... slipslidingaway Aug 2013 #59
No you shouldn't. And under Obamacare you will be able to get Medicaid pnwmom Aug 2013 #61
Only if you live in a state accepting Medicaid money and agreeing to the expansion eridani Aug 2013 #62
It's not the Democrats' fault that some Repub governors are evil. pnwmom Aug 2013 #65
What happens when you sign up and your circumstances change? eridani Aug 2013 #68
Then you re-sign up. I'm sure you're not the first person who thought of that question -- it's pnwmom Aug 2013 #69
Once you are on Medicare, you STAY on Medicare. Your eligibility doesn't change eridani Sep 2013 #83
Yes, I would prefer Medicare! But the ACA is what we have now, pnwmom Sep 2013 #85
Yes--let's give that ACA provision for state single payer a chance. eridani Sep 2013 #86
Are there any groups pushing for that in Washington? I'd be happy to support them. n/t pnwmom Sep 2013 #87
Yes, there are eridani Sep 2013 #88
Thanks! Maybe you should try to get the word out about the work being done by these orgs pnwmom Sep 2013 #89
This whole argument of "let's just wait and see how the exchanges work" eridani Sep 2013 #90
If this fails that will be the end of any more experiments for decades. Forget single payer. pnwmom Sep 2013 #91
Agreed. If other states get on board with single payer, the chances of it spreading improve n/t eridani Sep 2013 #93
Yep. hunter Aug 2013 #45
Sometimes the choice is between a HDHP and not affording coverage at all. Lex Aug 2013 #22
It's "coverage" only if you are in the lucky 85% eridani Aug 2013 #24
I'm not following you with that penultimate Aug 2013 #31
Please re-read post #11 eridani Aug 2013 #32
Well, first a chronic illness or accident eats away your net worth... hunter Aug 2013 #47
^^^^^ n/t slipslidingaway Aug 2013 #54
. libodem Aug 2013 #27
touted as "getting the incentives right", they in fact get the incentives all wrong. unblock Aug 2013 #28
very very good post Supersedeas Aug 2013 #41
Living the dream right now FreeJoe Aug 2013 #33
^^this^^ n/t eridani Aug 2013 #34
this is exactly what i was talking about in post #28. unblock Aug 2013 #43
Yet the high deductible plan saved you 1,000. Travis_0004 Aug 2013 #53
No, they aren't for everybody. They are a bonus point system for the healthy and eridani Aug 2013 #64
Shouldn't I pay less? Travis_0004 Aug 2013 #67
You've framed the decision incorrectly customerserviceguy Aug 2013 #75
Like to take a guess as to what the average monthly malpractice premium is in-- eridani Sep 2013 #77
Oh, I know it's a pittance compared to what they pay here customerserviceguy Sep 2013 #78
The way they handle the issue is to give EVERYONE health care as a human right eridani Sep 2013 #80
I really want to know when the Dems will Allow an open discussion ... slipslidingaway Aug 2013 #55
At the national level, never eridani Aug 2013 #63
And so do policies with annual and lifetime limits, pnwmom Aug 2013 #58
Oh BS, thankfully we did not have a lifetime limit on our policy and ... slipslidingaway Aug 2013 #60
That's what our healthcare system does. It's a heinous system. nt Zorra Aug 2013 #73
It is a simple continuation of the Class War against poor people. Trillo Sep 2013 #82
Bronze Plan leads to a Pine Box. kenny blankenship Sep 2013 #84
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